CC for offline transactions

[raghumahajan]

I am looking for a new credit card which can give me good rewards/cashback/miles for offline transactions.
Category - shopping/apparel/gold/hotels
(P.S. there are many threads, but after so many devaluations, need a new thread)

I have the below cards:
1. HDFC millennia - 1% + 1000 voucher milestone
2. SC smart - 1%
3. Kotak Myntra - 1.5%
4. Indusind Legend - 1% on weekends.

My considerations:
--> Not considering HDFC premium cards like infinia/dcb due to very complex rewarding and redemption procedure.
--> SC ultimate but GV redemption is very limited.
--> Axis cards are devalued now

Thanks in advance to TFians

 

[bvc19296]

My offline spends these days are with Citi Prestige until the party lasts with Citi. No nonsense at all. For every 100 spend get 1 point that can be converted to 4 Miles across the partners except Taj.



Applicable for even offline spends.

 

[bvc19296]

My Suggestions would be:

- Citi Prestige (Till Party lasts with Citi - Even merchant offers are there now)
- SBI / IDFC Vistara
- Amex Plat Travel (Subjected to Acceptability)
- Axis Atlas (Till 3L) - Till you have benefits of 1:2 transfer
- Magnus offline spends 2.4% (If you have sometime left for next annual payment - else close it)

 

[diptarkaroy]

Yes reserv with subscription could be a good option too

 

[Subhajeet]

Grocery / Supermarkets / Dining - HSBC Cashback 10%*, SC Mahnattan 5%* (if SC still issue this card)
Apparel / Shopping - Reserv w/ Subscription 4.5%*, Kotak Zen 1.7%*, AMEX MRCC 5%* (if AMEX accepted), SC Manhattan 5%* (if SC still issue this card)
Other offline spends - Reserv w/ Subscription 4.5%*

also, do check milestone cards: https://www.technofino.in/community/threads/credit-cards-with-quarterly-annual-milestones.2491/



If you have specific category requirement in offline, do mention in your post. Helpful for suggestions. If possible, suggest me best card for online.

*on eligible MCC.

whats Reserv w/ Subsciption 4.5% and how is it axis reserve card please

 

[helloworld]

whats Reserv w/ Subsciption 4.5% and how is it axis reserve card please

Thread 'YES Marquee vs YES Reserv 3x vs YES Reserv 5x'

https://www.technofino.in/community/threads/yes-marquee-vs-yes-reserv-3x-vs-yes-reserv-5x.24652/