CC for offline transactions

[raghumahajan]

I am looking for a new credit card which can give me good rewards/cashback/miles for offline transactions.
Category - shopping/apparel/gold/hotels
(P.S. there are many threads, but after so many devaluations, need a new thread)

I have the below cards:
1. HDFC millennia - 1% + 1000 voucher milestone
2. SC smart - 1%
3. Kotak Myntra - 1.5%
4. Indusind Legend - 1% on weekends.

My considerations:
--> Not considering HDFC premium cards like infinia/dcb due to very complex rewarding and redemption procedure.
--> SC ultimate but GV redemption is very limited.
--> Axis cards are devalued now

Thanks in advance to TFians

 

[BVCBVC is verified member.]

My offline spends these days are with Citi Prestige until the party lasts with Citi. No nonsense at all. For every 100 spend get 1 point that can be converted to 4 Miles across the partners except Taj.



Applicable for even offline spends.

 

[BVCBVC is verified member.]

My Suggestions would be:

- Citi Prestige (Till Party lasts with Citi - Even merchant offers are there now)
- SBI / IDFC Vistara
- Amex Plat Travel (Subjected to Acceptability)
- Axis Atlas (Till 3L) - Till you have benefits of 1:2 transfer
- Magnus offline spends 2.4% (If you have sometime left for next annual payment - else close it)

 

[diptarkaroy]

Yes reserv with subscription could be a good option too

 

[Subhajeet]

Grocery / Supermarkets / Dining - HSBC Cashback 10%*, SC Mahnattan 5%* (if SC still issue this card)
Apparel / Shopping - Reserv w/ Subscription 4.5%*, Kotak Zen 1.7%*, AMEX MRCC 5%* (if AMEX accepted), SC Manhattan 5%* (if SC still issue this card)
Other offline spends - Reserv w/ Subscription 4.5%*

also, do check milestone cards: https://www.technofino.in/community/threads/credit-cards-with-quarterly-annual-milestones.2491/



If you have specific category requirement in offline, do mention in your post. Helpful for suggestions. If possible, suggest me best card for online.

*on eligible MCC.

whats Reserv w/ Subsciption 4.5% and how is it axis reserve card please

 

[helloworld]

whats Reserv w/ Subsciption 4.5% and how is it axis reserve card please

Thread 'YES Marquee vs YES Reserv 3x vs YES Reserv 5x'

https://www.technofino.in/community/threads/yes-marquee-vs-yes-reserv-3x-vs-yes-reserv-5x.24652/

 

[Andy1]

Maybe your local DMart is not eligible for this offer.

How to select the offer on one card app

 

[bhaveshS]

How to select the offer on one card app

Select offer arounds you tab

 

[plastikman]

How to select the offer on one card app

On the Onecard app, go to rewards tab (right most bottom tab), then click on around you (right most top tab), then select category (for eg. Grocery), select distance from your location, click on store (on the map).

When at store, activate offer corresponding to same store and swipe card within 3 minutes (you'll find a 3 minute timer ticking down as you activate the offer).

Offer RPs get posted within 7-10 days most of the times.

 

[Andy1]

On the Onecard app, go to rewards tab (right most bottom tab), then click on around you (right most top tab), then select category (for eg. Grocery), select distance from your location, click on store (on the map).

When at store, activate offer corresponding to same store and swipe card within 3 minutes (you'll find a 3 minute timer ticking down as you activate the offer).

Offer RPs get posted within 7-10 days most of the times.

nothing Is happening after this,no option anywhere

 

[plastikman]

View attachment 62533nothing Is happening after this,no option anywhere

Now, click on more (within 500m) twice. It'll show the address. Select the address and It'll give option to activate offer.