ontherocks
TF Ace
One CIF per PAN (not per account)Means
1CIF For Savings Account
1 CIF For Joint Account
Right ?
You can open joint account with anyone in addition to your individual account.
Say you have 10 family members who have individual accounts. You can open joint account with all of them. So you will have 10 joint accounts plus your own individual account. But all of them will have the same CIF.