Changed Bank of Baroda savings account variant from Advantage Savings Account to Super Savings Account

[sahil1033]

I funded my Bank of Baroda Advantage Savings Account so that balance is above Rs. 20k and went to the bank, got the savings account variant changed to Super Savings Account.

Now, as usual, my thumb rule is, I'm more knowledgeable than the people sitting at the bank. I knew and even showed them on the website that QAB requirement is Rs. 20k for Super Savings Account but 2 ladies (bank employee) kept telling me, it's Rs. 50k. I told them to go ahead and change the account variant since I have proof from the website that the QAB is Rs. 20k and I'll keep a screenshot of the same if and when I'm being charged for non maintenance of QAB. After this transition was successfully done, the lady again told me that it's showing as Rs. 50k and after a few minutes I got to know that the 50k limit is for auto sweep in and sweep out. I asked them to turn this auto sweep in and sweep out OFF to which the lady said, why did you change to this account then? That's the main feature of this account and can't be done. I could've given a big lecture on it but since I didn't have much time and I had gone to the bank during office hours, I came back home.

Now, my queries are :

- Is the QAB 20k or 50k for this account? I'm pretty sure it's 20k but still confirming.
- How can I disable this sweep in and sweep out? Can it be done via bob world app or internet banking?
- I had generated virtual RuPay Platinum debit card, that shall remain active, right?

Bank of Baroda geeks and people holding the same account, any help is appreciated.

 

[Vasuki]

I need a RuPay Select debit card with low fee, so, BoB Super Savings Account is the only way I could get the DC first year free and standard charges from 2nd year onwards.

Yes, I get that it's the main feature of that account but isn't there any way to turn it OFF, I mean, logically there should be, isn't that so?

Pnb
Union 👍

Bob no

 

[sahil1033]

Pnb
Union 👍

Bob no

Never mind, I'm never ever going to keep amount surplus of Rs. 50k, so, I'm good.

 

[yobro]

I need a RuPay Select debit card with low fee, so, BoB Super Savings Account is the only way I could get the DC first year free and standard charges from 2nd year onwards.

Yes, I get that it's the main feature of that account but isn't there any way to turn it OFF, I mean, logically there should be, isn't that so?

Did u get select debit card free?

This account also has saphire dc.

 

[sahil1033]

Did u get select debit card free?

This account also has saphire dc.

yes, it's FYF with Super Savings A/C and Professional Savings A/C

yes, Sapphire DC is also available but no idea if that would also be FYF or chargeable

 

[NamanGupta]

I upgraded my BOB account and chose the Rupay Select Debit Card option in the banking app. I applied for it, but I haven't received any SMS confirmation, and it's not showing under my cards.

The only indication of my application is a recent transaction showing that I applied for the debit card, along with a reference number.

Can you confirm whether my application was successful? I already have a Visa debit card linked to my account.

 

[MinatoFlash]

I upgraded my BOB account and chose the Rupay Select Debit Card option in the banking app. I applied for it, but I haven't received any SMS confirmation, and it's not showing under my cards.

The only indication of my application is a recent transaction showing that I applied for the debit card, along with a reference number.

Can you confirm whether my application was successful? I already have a Visa debit card linked to my account.

You should be able to see your new debit cards in debit cards section

 

[NamanGupta]

You should be able to see your new debit cards in debit cards section

Yes now I am able to see it in the app but still after 6 working days physical card is not received yet.

On app CVV is not available so cannot make payment without it.

 

[Sanyamramshankar@ybl]

Never mind, I'm never ever going to keep amount surplus of Rs. 50k, so, I'm good.

Once you take the rupees select card and it's my trip card just down great the account to advantage and you will not even need to maintain 20k

 

[sahil1033]

Once you take the rupees select card and it's my trip card just down great the account to advantage and you will not even need to maintain 20k

I had thought about it but then didn't take the risk of downgrading the account back to Advantage after taking the RuPay Select debit card ... won't disturb peace of mind just in case if I were charged for it.

I did have this in mind though.

 

[roygarg]

Is online upgrade to Suoer Savings possible from Advantage? Or do we have to visit branch?