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CheQ account blocked - scam spotted - be warned - real cashback is less than 0.3%.

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Crusader4Credit

Crusader4Credit

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So CheQ has blocked my account, for criticising them on Twitter, and their Support is not responding to any DMs. Here is proof. Read many threads on TF about other users being blocked too. Please be warned. They will steal your data - card information, credit history, and account information - and then lock you out. Message to fellow TF users - please be warned. Delete your account before you lose access.

Redeem whatever value is left in CheQ coins. Their notional value is anyway less than 0.3% now, i.e. 0.5% (gift voucher value) - 0.2% (upfront processing fee paid by you) - 0.1-.2%(value foregone by you in not purchasing the same gift voucher on accelerated rewards portal)


If anybody has ideas on how to close my CheQ account and raise an official complaint against them, please do comment.
 

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Cheq replied on deactivating account

We regret to note your decision. Please write back to us with your formal consent to delete your CheQ account & proceed.

Note: Upon the deletion of your account, all CheQ Chips that are not redeemed will no longer be accessible. Additionally, all credit cards that have been added and paid to, cannot be added to any existing or new CheQ accounts hereafter
 
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great said:
Cheq replied on deactivating account

We regret to note your decision. Please write back to us with your formal consent to delete your CheQ account & proceed.

Note: Upon the deletion of your account, all CheQ Chips that are not redeemed will no longer be accessible. Additionally, all credit cards that have been added and paid to, cannot be added to any existing or new CheQ accounts hereafter
Click to expand...
Congratulations!
 
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jack333 said:
Rbl enterprise debit card gives 5%
Rbl signature plus gives 1%
Union bank visa signature debit card gives unlimited 1 %
Indusind exclusive debit cards give upto 0.93%
Better use these options in addition to hdfc easyshop platinum all through mobikwik
Click to expand...
can someone provide details related to this, can we pay on cheq, MobiKwik, or Paytm with this debit card and get 5% cashback? Also, what are the annual charges for debit cards, can we get waived annual fees?
 
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rocky said:
can someone provide details related to this, can we pay on cheq, MobiKwik, or Paytm with this debit card and get 5% cashback? Also, what are the annual charges for debit card, can we get waive of on annual fees?
Click to expand...
Check this link for questions related to annual charges and no way to get waiver for the same


Regarding transactions, you should test it out yourself with small transactions because few have reported that they weren't able to use the RBL card on Cheq even though it was another RBL card.
 
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great said:
Cheq replied on deactivating account

We regret to note your decision. Please write back to us with your formal consent to delete your CheQ account & proceed.

Note: Upon the deletion of your account, all CheQ Chips that are not redeemed will no longer be accessible. Additionally, all credit cards that have been added and paid to, cannot be added to any existing or new CheQ accounts hereafter
Click to expand...
So this means, they still have your credit card information.

Thankfully never signed up to Cheq 🙂
 
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iamitp said:
That's what I did. In fact, I ChatGPTed their entire privacy policy and AI-generated the appropriate email. Do feel free to use it.
Subject: Request for Account Deletion and Removal of Financial Information

Dear CheQ Support Team,

I hope this email finds you well. I am writing to request the deletion of my CheQ account and the removal of all my financial information from your platform. I have carefully reviewed your Privacy Policy and decided to discontinue my association with CheQ.

I kindly request you to initiate the necessary steps to delete my account and ensure the complete removal of my personal and financial data from your systems. This includes all the information associated with my account, such as my name, national ID proof, phone number, email address, address, and any other details that may have been collected during my usage of the platform.

I understand that there might be certain regulatory and operational data retention policies that you need to adhere to. However, I request you to handle my request with priority and delete my account as soon as possible. Please confirm to me in writing once my account and all associated data have been permanently deleted from your systems.

I appreciate the services and experiences I have had with CheQ thus far, and I want to ensure that my personal information is handled in accordance with my privacy preferences. I trust that you will respect my request and promptly fulfill it.

Thank you for your attention to this matter. I look forward to receiving confirmation of the account deletion and removal of my financial information.

Yours sincerely,
[Your Name]
[Your Email Address]
[Your Contact Number]


To ensure that your request reaches the appropriate department or individuals at CheQ, you should send this email to the following email addresses:

1. Customer Support: support@cheq.com
2. Data Protection Officer: dpo@cheq.com
3. General Enquiries: info@cheq.com

By sending the email to these addresses, you increase the likelihood of it reaching the relevant teams responsible for handling account deletions and data privacy concerns.
Click to expand...
I initiated closure of my account using this format 2 days ago.. Cheq called me and said that their data retention policy protects customer privacy.. The caller asked me to respond on the email stating the formal reason for data deletion request..
 
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equalizer said:
I initiated closure of my account using this format 2 days ago.. Cheq called me and said that their data retention policy protects customer privacy.. The caller asked me to respond on the email stating the formal reason for data deletion request..
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Ofcourse they did. I am sure they're getting hundreds of email everyday now. You can state that you would like to insist on closing the account due to privacy concerns.
 
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great said:
Cheq replied on deactivating account

We regret to note your decision. Please write back to us with your formal consent to delete your CheQ account & proceed.

Note: Upon the deletion of your account, all CheQ Chips that are not redeemed will no longer be accessible. Additionally, all credit cards that have been added and paid to, cannot be added to any existing or new CheQ accounts hereafter
Click to expand...
.
 
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great said:
On the other side. Getting 0.3% is the second best thing after hdfc debit card cashback.

Amazon gives useless coupons
Cred gives less than 0.03% average
Gpay gives useless coupons
Mobikwik gives useless supercoins ( sometimes some cashback but very less)
Phonepe platform charges, useless coupons
Click to expand...
Does the HDFC debit card still give cashback on Mobikwik? It's been a while that I have not used it. What is the capping there? Also, have all your payments gone through ? What is the TAT for it to hit the bank ?
 
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Consultant said:
Does the HDFC debit card still give cashback on Mobikwik? It's been a while that I have not used it. What is the capping there? Also, have all your payments gone through ? What is the TAT for it to hit the bank ?
Click to expand...
Yes, it is still working. Cashback capping of ₹750 per month. All of my payments went through successfully and get credited to bank within next 2-3 days at max. Cashback gets credited within next 24-48 hours of payment.
 
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That's probably the most you can do in today's date in terms of rewards. I dont think there is a better deal out there. After how many days is the CB provided in HDFC ? This works for all cards on payments on Mobikwik right?
Chaitanya-a said:
Yes, it is still working. Cashback capping of ₹750 per month. All of my payments went through successfully and get credited to bank within next 2-3 days at max. Cashback gets credited within next 24-48 hours of payment.
Click to expand...
 
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Consultant said:
That's probably the most you can do in today's date in terms of rewards. I dont think there is a better deal out there. After how many days is the CB provided in HDFC ? This works for all cards on payments on Mobikwik right?
Click to expand...
Yes 1% cashback outright is the best deal right now. It works good atleast for payment upto ₹75k per month. Cashback gets credited within 24-48 hours of payment.
Yup, all cards are supported in MobiKwik.
 
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jack333 said:
Rbl enterprise debit card gives 5%
Rbl signature plus gives 1%
Union bank visa signature debit card gives unlimited 1 %
Indusind exclusive debit cards give upto 0.93%
Better use these options in addition to hdfc easyshop platinum all through mobikwik
Click to expand...
union Bank One Still Valid ?
 
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Don't understand this fuss about privacy, we don't mind posting on insta, snapchat etc and for indian start-ups we create so much fuss about it. Even if you're still having problems you can take the legal route and took cheq to courts maybe you'll get compensated well.
I read the whole thread and didn't found a worthy reason related to privacy that only cheq could be violating but other's not.
 
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