Cheq Payments still not credited to ICICI and AXIS credit cards

[Gouthamreddy91]

Hi Guys, Its been more than 2 days i have made payments to my ICICI and AXIS credit cards.
But still amount is not reflected in the cards.
My due date is today and tomorrow for two cards respectively.
Will i be charged if my payments are reflected by EOD ??
Please help on how can i take actions.

 

[ak93]

Hi Guys, Its been more than 2 days i have made payments to my ICICI and AXIS credit cards.
But still amount is not reflected in the cards.
My due date is today and tomorrow for two cards respectively.
Will i be charged if my payments are reflected by EOD ??
Please help on how can i take actions.

It should credit within 2 days since business days are considered.

There is a grace period of 3 days before late fee is charged, so you should be good. Better to pay atleast 5 days before due date to be safe.

 

[Parky]

But, i assume that the payment date will still be considered the same date when the payment is done, and the other trick is to keep away from cibil impact is paying the min amount if anyone still feel any fear of cibil impact, atleast in that case the bank won’t share the late payment with cibil.