Choosing CC for tax payments

[Sriim]

I have Regalia Gold, Tata neu infinity, Apay ICICI, BOB Energie, Airtel Axis and IndusInd legend, none of which rewards tax payments.

I'm thinking of getting a new credit card for Tax payments. Approx 50-60k tax payment to be made.

My research gave the following options

1. AU LIT - 2% CB rider (-199) + 10X online RP rider (-299, - RP redemption 99) + PG charges - should give approx 1.7%
2. IDFC wealth - 6RP/100 for 30k, 10RP/100 for remaining 20K ~ 3800 RPs - RP redemption - PG charges ~ 0.78%
3. AU Xcite Ace - 3% CB till 25000 - PG charges ~ 0.62%
4. SC smart - 2% CB - 588(renewal fee) - PG charges ~ borderline negative returns
5. AU Xcite Ultra - 1RP/100 for govt spends ~ 500 RPs ( + 500 if done in 1-5th days of month) - RP redemption - PG charges ~ negative returns
6. AU Altura plus - 1RP/100 for govt spends ~ 500 RPs ( + 500 for 20k milestone) - RP redemption - PG charges ~ negative returns

Au lit seems to be the runway winner. But with recent devaluation removing utility, govt spends could be next.

Any cards i missed? Any suggestions?


Thanks in advance

 

[vaibhavshukla]

I prefer Amex Plat travel using milestone. However it's only beneficial if you have 4L tax or other related spends