Cibil inquiry for credit limit enhancement request

[soumendunanda]

I have applied for limit increase and it's showing inquiry,can i report that as despute or not?

 

[007007 is verified member.]

I have applied for limit increase and it's showing inquiry,can i report that as despute or not?

Some banks do CIBIL enquiry for LE too. Got to learn today in other thread. So, ig it's fine. How much did the score drop and which bank/card? 👀

 

[007007 is verified member.]

I have applied for limit increase and it's showing inquiry,can i report that as despute or not?

Here's the link of that thread:

Cibil score

I have 3 credit cards of which 1 is 3.5 years old and other 2 are 2 years old , i don't have any other loans and my cibil score is 782. I always use card within 30% limit and total credit utilisation hardly crosses 10%, but still my cibil score hovers around 772 to 784 without reason. It's not...

www.technofino.in

 

[Parvesh Goyal]

I have applied for limit increase and it's showing inquiry,can i report that as despute or not?

There r two methods of limit enhancement. One is given by banks automatically when our payments behaviour is good. Second is when v request to bank. Then bank may check our Cibil to confirm the same (repayment behaviour). So the enquiry won't b removed.

 

[soumendunanda]

Some banks do CIBIL enquiry for LE too. Got to learn today in other thread. So, ig it's fine. How much did the score drop and which bank/card? 👀

5 points axis (failed,poor service, don't know what they want,stuck with 52k limit for 1.2yrs )and indusind (successful)

 

[007007 is verified member.]

5 points axis (failed,poor service, don't know what they want,stuck with 52k limit for 1.2yrs )and indusind (successful)

Ohh.. Some get good LE from Axis some not! 🤷‍♂️