Cibil inquiry in the online portal

[Sagar]

Will it hit my cibil report if I check what card I am eligible for in the BOB online portal?
At what step in the credit card application, it hits the actual cibil report?

 

[Paras Jain]

Will it hit my cibil report if I check what card I am eligible for in the BOB online portal?
At what step in the credit card application, it hits the actual cibil report?

Yeah I don't understand these dumb banks. Why can't they do it without hard enquiries. They just make a hard enquiry right the moment you enter ur details. Bunch of idiots.

 

[Sagar]

Yeah I don't understand these dumb banks. Why can't they do it without hard enquiries. They just make a hard enquiry right the moment you enter ur details. Bunch of idiots.

Exactly. They should only be allowed to verify the CIBIL score once after the customer applies for a card and provide consent for the same. I have 4 inquiries about my IDFC select card 😡. I was just checking card variants offered for different income ranges.