Got My first Hdfc CC with 39 cibil inquiry.

[Emmit]

Hello guys.

Recently, I got Swiggy msg for apply. So I decided to apply. And it got approved .This my first unsecured CC beside idfc wow.

I have one query here. Kindly suggest. I applied hdfc bizgrow(core CC ) befire swiggy. They declined but got mail that please provide income proof in 45 days.we will reopen your application.

My last hdfc core CC application is still on hold for income proof. Should I reopen or leave ? as it's last chance to get core card. Technically I have applied core CC before Swiggy card.

 

[Anindya98]

My last hdfc core CC application is still on hold for income proof. Should I reopen or leave ? as it's last chance to get core card. Technically I have applied before Swiggy card. Kindly help.

Get the core card also, after that, you will not be able to reapply it until you close Swiggy.

 

[Emmit]

Get the core card also, after that, you will not be able to reapply it until you close Swiggy.

What is chance of approval ??.

 

[Anindya98]

What is chance of approval ??.

If everything is good 100% chance.

 

[Emmit]

If everything is good 100% chance.

Thanks. Will do it by Monday.🙏👍

 

[hender]

Hello guys. I have been reading on this community for last few months. Here I am sharing my experience for my unsecured CC

I got idfc wow secured with 10k limit in sep24, after 1 month for cibil generated 730. I applied Swiggy hdfc card in October but got rejected due to lack of history.

So I stopped for 3 month. In January i reapplied Swiggy hdfc card but again got rejected.

On March end, approval was high so applied almost every bank CC as I had 7 month old CC and cibil was 755. But got rejected everywhere. I made almost 20 cibil inquiry in March alone.

I thought I am very aggressive and won't gonna get any kind of product so I decided to stop apply anything for 9 month.

On 15th April I got Swiggy msg for reapply. So I decided to take chance one more last time. And surprisingly I got approved with limit of 63k today. This my first CC beside idfc wow.

I have one query here. Kindly help I applied hdfc bizgrow(core CC ) on 27 march. They declined but got mail that please provide income proof in 45 days.we will reopen your application.

My last hdfc core CC application is still on hold for income proof. Should I reopen or leave ? as it's last chance to get core card. Technically I have applied before Swiggy card. Kindly help.

NDA is looking for ardent soldiers, reading you, felt you should try.
Jai Hind 👍

 

[Emmit]

NDA is looking for ardent soldiers, reading you, felt you should try.
Jai Hind 👍

Hahaha......Will definitely try there. Jai hind 🫡@hender