cibil is not showing all account , what should i do?

[kumaresh b]

checked my cibil ,its 787.
my cibil shows that i have 3 unsecured loans and i think these are those pay later accounts from flipkart and amazon pay. should i continue using them ( coz as far as i know , insecured loans have a bad impact in cibil ),although i have never used them.also i have 7 credit cards out of which 6 are being shown in my account but the one from indusind bank is not showing there? what should i do ?

 

[RupayMan]

checked my cibil ,its 787.
my cibil shows that i have 3 unsecured loans and i think these are those pay later accounts from flipkart and amazon pay. should i continue using them ( coz as far as i know , insecured loans have a bad impact in cibil ),although i have never used them.also i have 7 credit cards out of which 6 are being shown in my account but the one from indusind bank is not showing there? what should i do ?

All your credit cards without FD are unsecured loans as per CIBIL, some cards will show in Experian only, if bank only report to them. I have many cards but not all listed under CIBIL, experien have few. Close all the paylater services if not using.