CIBIL - One Card

[sreedev6666]

I have a One Card my first Credit card that i take by depositing 2000 FD , Credit Limit 2200 . After that i got multiple credit card with decent limit and basically no use One Card now. The card age was 2 yrs 7 months . Is it a Good idea to close the card ? or i need to continue the card .

 

[VasukiVasuki is verified member.]

I have a One Card my first Credit card that i take by depositing 2000 FD , Credit Limit 2200 . After that i got multiple credit card with decent limit and basically no use One Card now. The card age was 2 yrs 7 months . Is it a Good idea to close the card ? or i need to continue the card .

N o o .
2k is meager amount let it be .
Close after april .if u aren't planning to apply card u can close anyday

 

[sreedev6666]

So better to not close right. I dont need the amount. I am not using so that i Asked

 

[VasukiVasuki is verified member.]

So better to not close right. I dont need the amount. I am not using so that i Asked

If u have cc age of other card 2+ year u can close
If u have cc age of 1+ year only don't.

Closing loan doesn't decrease cibil . closing cc does

 

[sreedev6666]

i have other bank cards with same age . one card got on June axis on July same year

 

[VasukiVasuki is verified member.]

i have other bank cards with same age . one card got on June axis on July same year

Don't close it .let it be there😁 bcz its 2k ( its Maintaing cibil mix ( of account )
Or close it bcz there won't be much difference.( Bcz one card is L with 2 k limit and purpose is served )
It all depends on perspective

 

[sreedev6666]

OK bro .. Currently iam using it only for fuel filling. Lwt it be there ... keeping the card ❤️