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CIBIL Query - Anybody have an idea which service might be doing this cibil enquiry?
- Thread starter aravb
- Start date
By google search - i2ifunding.com . A P2P lending platform
i have 3 entries of the same
aravb
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Actually depleted my credit score
@lucifer1728 @satraghav do both of you have slaypay? (if yes got credit booster enabled?)
@lucifer1728 @satraghav do both of you have slaypay? (if yes got credit booster enabled?)
I only signed up on SlayPay with credit booster enabled and one entry from RNVPTECH appeared. Disabled credit booster few months ago and its showing as closed in CIBIL closing date 31/01/2023
i have 3 entries for the same as closed. I a happy with it. what is the problem 🤐
You get the option to dispute the transaction while logged in to cibil.
Raise a dispute. If no reply in 30 days from second party, case automatically closed in your favor and cibil removes or hides the disputed transaction.
If you want, I will post a how to but I guess you can easily pickup from there.
Thanks!!
If closed, then I don't think it will have any impact.
Sorry man,
I searched and was not able to find it now.
I think that the dispute transaction option is available only for open loan accounts.
Next to the loan account row, there is generally a 3 dot menu which you need to click and there you get the Dispute Transaction option.
As of now, I don't have any outstanding loans, so cannot see such option for me.
Thanks!!
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Yes, as per my understanding, it doesn't matter once closed.
Though off track, just note that it should be closed normally and not in settlement (force closed or written off as NPA).
when my frnd applied for a loan and got rejected, he checked his cibil and saw some unkown bike loan on his cibil, when checked it was of someone else who had the same phone number before my frnd. we mailed loan issuer company to remove that loan but till date no progress now new loans keep poping in his cibil.
Even though my frnd phone no is 3-4 years old but new loan accounts of 3rd guy who previosuly hold that number keeps adding in my frnds cibil.
my frnd never missed any payment but that 3rd guy has many dues pending and because of that my frnd's cibil is totally ruined.
my frnd's expeirian has no issue but equifax also had that 3rd guy's loans..
how to remove that 3rd guy loans account and also how to make sure this doesn't happend in future ?
my advice to all people when you get a new number, please do check if that no has already registered on any bureau. nowadays we can get a loan with just our mobile no, so if your inactive number is registerd to any credit bureau please remove them asap.
Even though my frnd phone no is 3-4 years old but new loan accounts of 3rd guy who previosuly hold that number keeps adding in my frnds cibil.
my frnd never missed any payment but that 3rd guy has many dues pending and because of that my frnd's cibil is totally ruined.
my frnd's expeirian has no issue but equifax also had that 3rd guy's loans..
how to remove that 3rd guy loans account and also how to make sure this doesn't happend in future ?
my advice to all people when you get a new number, please do check if that no has already registered on any bureau. nowadays we can get a loan with just our mobile no, so if your inactive number is registerd to any credit bureau please remove them asap.
as long its closed i think no issues