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what do you mean by banks? bank account or credit card?Suppose a Person applied to 10 Banks At a Time
How much will his Credit score Be Affected?
what do you mean by banks? bank account or credit card?
I applied for 11 cards and my cibil score got increased by 2 points 😂 and according to one card my cibil score increased by 13 points in the last months 😂Suppose a Person applied to 10 Banks At a Time
How much will his Credit score Be Affected?
I think your credit score improved because of loan closure and decrease in your credit card utilization, it shows your credit worthiness.I applied for 11 cards and my cibil score got increased by 2 points 😂 and according to one card my cibil score increased by 13 points in the last months 😂
If you apply for a loan and if the loan is approved your CIBIL will have minimal impact but for some reasons if bank rejects your loan application, it will have a negative impact. Same goes for credit card but the impact is low compared to loans.Suppose a Person applied to 10 Banks At a Time
How much will his Credit score Be Affected?
May be actually those are all Buy now pay later. So I closed allI think your credit score improved because of loan closure and decrease in your credit card utilization, it shows your credit worthiness.
How can CIBIL know if bank rejected?If you apply for a loan and if the loan is approved your CIBIL will have minimal impact but for some reasons if bank rejects your loan application, it will have a negative impact. Same goes for credit card but the impact is low compared to loans.
As you applyHow can CIBIL know if bank rejected?
What if one choices not to take the card after the CIBIL. The bank has not rejected. Will CIBIL consider that also as rejectionAs you apply
Banks make hard enquiry
And if no new entry from bank to Cibil.....
It's assumed that bank reject your proposal.......
Bank does hard enquiry after your consent for moving forward with CC application if the card is approved it will be sent to your address, you can deny the card or choose not to activate after 30 days it will be cancelled. But for sure there will be little impact on CIBIL. CC enquiries have low impact anyways.What if one choices not to take the card after the CIBIL. The bank has not rejected. Will CIBIL consider that also as rejection
I applied for Axis LTF....What if one choices not to take the card after the CIBIL. The bank has not rejected. Will CIBIL consider that also as rejection