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Cibil score jumpy

CardShard

TF Select
VIP Lounge
My cibil had been pretty constant at 785. Last month it jumped to 795. This month it's back at 785. What's up?

I took (upgraded) one card in the last month. Ok. I already had 8-9 cards, added one. Shouldn't be a huge deal.

If cibil is this jumpy, it's rather useless in its function.
 
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