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CIBIL V/s new credit card application -

Jitendracht

TF Buzz
by how many points cibil score comes down while applying new credit card.
I have applied for 3 cards in Sep 2025 ( 2 co branded cards of HDFC within infinia ony & ICICI EPM) . before that for last 2 years not applied .
 
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depends on several other parameters;

- applying only: nothing much if ur credit length more than 3 years
- card added to cibil: depends on its limit and ur overall credit limit (again not much to worry about)

CIBIL will change constantly, no need to worry unless there is a remark about 'missing payments' or 'excessive enquiries' otherwise everything will be normal and minimal. It will be easily recovered within next 2 or 3 months.

IMO. if your cibil >750 and ur total credit length more than 3 years -- more or like it will be consistent and can safely ignore it.
 
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