Clarity on refusing credit card

[aspirar]

I recently wanted to apply for Infinia but got an Indigo card instead. I refused delivery and did not generate pin or make any transaction. I thought the card would auto close without any charges to me.

Now, the agent who helped me apply for the card called me and asked me about it, saying I should do something about it because I could be charged and it could show up on my credit report.

What should I do?

 

[Cardmarvel]

And if anyone got infinia card as their 1st cc without cibil score, plz let me know.

my wife got it. She had no credit card history before that. I got too, but as the first Hdfc card (I am holding other bank cards for several years now)

 

[AritraSaha]

my wife got it. She has no credit card history before that. I got too, but as the first Hdfc card (I am holding other bank cards for several years now)

How did you manage that?

 

[Tejo]

Read whole thread, pre-approved.... directly infinia

View attachment 24510

How did you manage that?

 

[Cardmarvel]

View attachment 24510

How did you manage that?

We both worked for several years, earned a decent wealth.. credit card is just an after effect 😉

 

[knight]

Read whole thread, pre-approved.... directly infinia

if it was pre approved, why apply through agent?

 

[aspirar]

if it was pre approved, why apply through agent?

I was facing difficulty in applying online. Somehow the process wasn't getting through, so I went to the branch and asked for their help.

 

[Tejo]

if it was pre approved, why apply through agent?

For his wife pre-approved.

For him, For him, applied manually.

Greed!**