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Only Premium & Super Premium Cards Discussion

This is a closed group and meant for discussion on all kinds of Premium/Super Premium Cards having an annual fee above 5k for optimising spends. Please refrain from discussion about lower cards. Only serious members allowed for knowledge sharing.

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Close to Unlimited Amazon Pay Gift cards sources

Last weekend did some analysis, if you hold indusind signature legend card you could consider transferring your points here. You get good returns then what the bank gives when converted to cash, with the 2X offer currently running you will get double miles, other option is ICICI Platinum/Rubyx/etc. cards
 
Last weekend did some analysis, if you hold indusind signature legend card you could consider transferring your points here. You get good returns then what the bank gives when converted to cash, with the 2X offer currently running you will get double miles, other option is ICICI Platinum/Rubyx/etc. cards
I tried once but I didn't received Indus points. I mailed them but no result then I gave up.
 
I am getting tempted to take Atlas only for this. We get 5% off on intermiles(on burning intermiles point) and then we get 5 EM (which is equal to 10 airmiles). So, overall it's benefit of 15% 🙂
I have ordered Atlas Card after going through in-depth research.
But the main problem here is intermiles, which I don't see a feasible way to earn.

I calculated and found that we need at least 1221 intermiles to buy 10k Apay GC
Earning 1221 intermiles will take few weeks if procured without any hack.
Even hacks like Snapay, Jiomart, Zepto are taking huge times to collect this much intermiles.

But talking about Atlas Card, I feel it's worth it, and have few hacks in pipeline which can boost it further.
 
I have ordered Atlas Card after going through in-depth research.
But the main problem here is intermiles, which I don't see a feasible way to earn.

I calculated and found that we need at least 1221 intermiles to buy 10k Apay GC
Earning 1221 intermiles will take few weeks if procured without any hack.
Even hacks like Snapay, Jiomart, Zepto are taking huge times to collect this much intermiles.

But talking about Atlas Card, I feel it's worth it, and have few hacks in pipeline which can boost it further.
Snapay is one way through which I earned good amount of Intermiles. Basically I used to transact Rs. 15k and get 694 Intermiles.
To transfer 15k via Sameday
Charges - Rs. 448.5
I normally pay credit card bill from Snapay and receive snapay points which I can use to reduce the charges.
Further Pay with Rewards gives Rs. 153
After above,
Charges reduced to ~72
So, for Rs. 15k I end up paying Rs. 72 as charges which is 0.48% and get 694 intermiles. With these intermiles, I buy 5k Amazon voucher with 5% discount(Rs. 250 monetary benefit)

And then regular points for 15k used via Snapay and 5k in Intermiles

And this 15k, I put it in Mobikwik Xtra for 30-40 days and recover the fees. I know it's too much of a hassle but when I do it sometimes on weekend. Currently Smapay has better offer on Payback(Zillion), so using that. Once that offer is gone will switch to Intermiles one.

Btw, do let me know Atlas hacks and tricks, it will keep me motivated to apply for the card. Having Reserve and Magnus, so finding very hard to take Atlas.
 
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Snapay is one way through which I earned good amount of Intermiles. Basically I used to transact Rs. 15k and get 694 Intermiles.
To transfer 15k via Sameday
Charges - Rs. 448.5
I normally pay credit card bill from Snapay and receive snapay points which I can use to reduce the charges.
After above,
Charges reduced to ~225
So, for Rs. 15k I end up paying Rs. 225 as charges which is 1.5% and get 694 intermiles. With these intermiles, I buy 5k Amazon voucher with 5% discount(Rs. 250 monetary benefit)

And then regular points for 15k used via Snapay and 5k in Intermiles

And this 15k, I put it in Mobikwik Xtra for 30-40 days and recover the fees. I know it's too much of a hassle but when I do it sometimes on weekend. Currently Smapay has better offer on Payback(Zillion), so using that. Once that offer is gone will switch to Intermiles one.

Btw, do let me know Atlas hacks and tricks, it will keep me motivated to apply for the card. Having Reserve and Magnus, so finding very hard to take Atlas.
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Upon scrolling through redemption options, I found that Intermiles can be converted into Indian Oil Xtra Reward points that are fully redeemable for Fuel.

Do you feel that Intermiles to fuel conversion at 2:1 is much more beneficial than utilising it somewhere else?
 
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