[CLOSED] Advise on closing SBI Cashback Credit Card

[AURA AURA]

Yaha logo ko sbi cashback card nahi mil raha hai kumbh mela mai jake dubki lagane par bhi or bhai open closed game khel raha hai wahh

 

[tachniki]

I closed new one aswell.

Did you pay joining fees for second one too?

 

[althafvly]

Did you pay joining fees for second one too?

No. It was closed before a week.

 

[Strange]

Thanks for all your advice and insights earlier! I ended up requesting a closure for the SBI Cashback card, and they processed it without even a confirmation call. I only received a closure confirmation via message in about a week.

A few days later, I regretted the decision and reached out to SBI via mail to check if reopening the card was possible. Unfortunately, they said it wasn't.

I tried calling their support to see if reissuing was possible, but they confirmed it couldn't be reopened. So, I decided to apply for the card again just to see what would happen—and to my surprise, it was approved in just 10 minutes! My credit limit was increased from ₹1.18L to ₹1.6L. This time, I opted for Mastercard instead of Visa.

To avoid overspending, I've set a personal limit of ₹10,000 per month on the card and removed it from Tap & Pay. As for the annual fee, I plan to deal with it for now but will try spamming them every month to get it converted to a lifetime free card.

Edit: Closed new mastercard aswell 😛😅. Yes you heard right.

Can you share the photo and BIN of mastercard cashback credit card?

 

[RadTheCrab]

I closed new one aswell.

What!!!??? Why? ?

 

[althafvly]

Can you share the photo and BIN of mastercard cashback credit card?

I have not yet recieved the physical card. Card starts with 524927 (from sbi app).

 

[Rsuman3]

Okay. I will try for this instead. If they can't downgrade 😅

I am also using cash back credit card from more than 2years with 93k limit , Thinking to close it, asked customer care twice or thrice to downgrade it but they say sorry there is no offer on your card ,Renewal is due in April . def close it before that.

 

[shu_sha]

I closed new one aswell.

Why did you closed the Master card?
Just bcoz they were charging the joining fees and you wanted that to be free lolz

Take away never mess with the banks

Had threatened the same to HDFC they took the request to close the card but luckily has some amount pending on the card so the card didn't got closed, I later realised my mistake and took back the card closure request 🤣
Happily using that now.

 

[althafvly]

Why did you closed the Master card?
Just bcoz they were charging the joining fees and you wanted that to be free lolz

Take away never mess with the banks

Had threatened the same to HDFC they took the request to close the card but luckily has some amount pending on the card so the card didn't got closed, I later realised my mistake and took back the card closure request 🤣
Happily using that now.

Yaha logo ko sbi cashback card nahi mil raha hai kumbh mela mai jake dubki lagane par bhi or bhai open closed game khel raha hai wahh

I just didn’t see a reason to keep the card or pay the fees again. No regrets about closing it (after the second card). I honestly don’t understand why everyone is so desperate to get this credit card. We are customers, not the opposite—never let the bank think we’re desperate to get their card.

 

[shu_sha]

I honestly don’t understand why everyone is so desperate to get this credit card. We are customers, not the opposite—never let the bank think we’re desperate to get their card.

Bcoz everyone wants to earn 5K per month with this card

 

[althafvly]

Bcoz everyone wants to earn 5K per month with this card

We need to spend 1lack to get 5k each month.

 

[shu_sha]

We need to spend 1lack to get 5k each month.

That's what everybody is doing these days 😜