Craziest thing you did to get a Credit Card

[Rahul Gupta]

One SBI employee called my mom and pitched Simplysave is newly launched POWER-PACKED card. When she asked me and replied to him, he got irritated. 😂

I got a call today from a third party yes bank cc agent and he said sir apke liye LTF credit card with 5 lakhs limit pre-approved offer h. I straight away declined it. Then he said sir apko 35% ka cashback milta h wo bhi unlimited. I was like m hi mila isko ch****a bnane ko. So, I asked which card are you talking about then he replied sir card apke profile basis par milega apko. Matlab 35% kya sab cards par h? Pagal samaj rakha h. I straight away disconnected the call.

 

[Chaitanya-a]

I got a call today from a third party yes bank cc agent and he said sir apke liye LTF credit card with 5 lakhs limit pre-approved offer h. I straight away declined it. Then he said sir apko 35% ka cashback milta h wo bhi unlimited. I was like m hi mila isko ch****a bnane ko. So, I asked which card are you talking about then he replied sir card apke profile basis par milega apko. Matlab 35% kya sab cards par h? Pagal samaj rakha h. I straight away disconnected the call.

I've seen such clowns mostly in Yes bank. Rana kapoor se training liye hue hai saare.

 

[Rahul Gupta]

I've seen such clowns mostly in Yes bank. Rana kapoor se training liye hue hai saare.

I think technofino should create a channel where we can share such voice recordings and give knowledge to new members of cc industry and for fun as well.

 

[Rahul Gupta]

LTF Coral?

Yes.

 

[TheTrickySid]

Gave a friend's address for SBI Cashback card approval and had to travel 400km(one side) just to do the kyc. And had to travel back the same night.

How did you gave some other address for online application??
Doesn't the online application directly pull the address from aadhar card??

 

[Slayer]

Opened a savings account in icici maintained 10 lakhs for 7 months. Did many transactions using debit card unnecessary ones still at the end got coral card with 1 lakh limit. Could have saved 40-60k easily.

I feel sad for you

 

[Venky]

I got a call today from a third party yes bank cc agent and he said sir apke liye LTF credit card with 5 lakhs limit pre-approved offer h. I straight away declined it. Then he said sir apko 35% ka cashback milta h wo bhi unlimited. I was like m hi mila isko ch****a bnane ko. So, I asked which card are you talking about then he replied sir card apke profile basis par milega apko. Matlab 35% kya sab cards par h? Pagal samaj rakha h. I straight away disconnected the call.

I got a call too. They claimed a card that’ll get me 15% cashback on fuel. I was like “bhai idhar mereko surcharge ka GST wapis nahi milta and ye 15% CB denge on fuel?” 🥲

 

[Slayer]

I got a call today from a third party yes bank cc agent and he said sir apke liye LTF credit card with 5 lakhs limit pre-approved offer h. I straight away declined it. Then he said sir apko 35% ka cashback milta h wo bhi unlimited. I was like m hi mila isko ch****a bnane ko. So, I asked which card are you talking about then he replied sir card apke profile basis par milega apko. Matlab 35% kya sab cards par h? Pagal samaj rakha h. I straight away disconnected the call.

Even i want to talk to this guy vr0

 

[gautampai]

How did you gave some other address for online application??
Doesn't the online application directly pull the address from aadhar card??

Permanent address is same as Adhaar but current address I gave my friend's. Although, the webpage had some issue I couldn't complete the application, so customer care executive helped complete the application.

 

[Chaitanya-a]

Permanent address is same as Adhaar but current address I gave my friend's. Although, the webpage had some issue I couldn't complete the application, so customer care executive helped complete the application.

What docs they ask for kyc?

 

[gautampai]

What docs they ask for kyc?

For kyc, they asked aadhaar VID/number for OTP(to fetch info), Thumb, and took a pic. Since I was present in the location that I filled as " current address", they did not ask for any address proof. Just asked me for how long I've been living there.

 

[Chaitanya-a]

For kyc, they asked aadhaar VID/number for OTP(to fetch info), Thumb, and took a pic. Since I was present in the location that I filled as " current address", they did not ask for any address proof. Just asked me for how long I've been living there.

It didn't auto fetch my permanent address. When I was typing my permanent address details, the option to submit wasn't working. So I gave same address as current. But I don't have proof of current address. Will there be problem?

 

[Iamgora]

For regalia limit should be above 3 lakhs on hdfc cc for c2c no idea what should the limit but try to apply c2c if possible for regalia on card which has higher limit then 3 lakhs or equal to plus non collaboration cc

okay. I will wait till then. Not interested in the millennia card.

 

[kochiro]

SBI cashback card is available only for metro cities like Bengaluru, Chennai, Mumbai etc...I come from a place where, even to get SBI FD based card I've to travel 25km to a town

That's not true.

 

[gautampai]

It didn't auto fetch my permanent address. When I was typing my permanent address details, the option to submit wasn't working. So I gave same address as current. But I don't have proof of current address. Will there be problem?

Nah, no issues. Just be present at that current address during kyc.