CRED Cash upgraded offer - Rolling out

[SSV]

Check your WhatsApp, CRED is rolling out enhanced CRED cash amount .
I got upgraded from 5L to 7L…
For those interested in CRED cash facility….

 

[Saral]

interest rate might have also been upgraded

 

[SSV]

interest rate might have also been upgraded

Can be .. I am not interested as of now.. still an instant loan facility available for those who really need it …

 

[2025]

@SSV
Could you please highlight some aspects that we need to follow to get cred cash offers. I am looking for it.
I have cred money enabled but I am not giving them access to any accounts. Earlier had given them access to my salary account but I did not get any offer. So disabled.

 

[Saral]

@SSV
Could you please highlight some aspects that we need to follow to get cred cash offers. I am looking for it.
I have cred money enabled but I am not giving them access to any accounts. Earlier had given them access to my salary account but I did not get any offer. So disabled.

personal loan interest rates are lower than this bro...dont get trapped in higher interest rates

 

[SSV]

@SSV
Could you please highlight some aspects that we need to follow to get cred cash offers. I am looking for it.
I have cred money enabled but I am not giving them access to any accounts. Earlier had given them access to my salary account but I did not get any offer. So disabled.

I had not given any access to CRED for anything…
But what I do/
1) I sometimes pay cc bills thru them..
2) I added most of my CCs in CRED ..
3) Enabled CRED wallet
4) Used credit wallet balance for payments in Urban company, Zepto etc
5) Have around 6L Credit coins…

May be some (or all) of the above factors might have caused the upgraded offer… excellent CIBIL score also might have contributed to it..

 

[SSV]

personal loan interest rates are lower than this bro...dont get trapped in higher interest rates

Yes, most likely…

 

[2025]

personal loan interest rates are lower than this bro...dont get trapped in higher interest rates

I have PL interest rates of 10.25% and 20%. I can digest any interest rate to manage a short-term crisis. I am over leveraged. I understand the risk well. My eligibility wont fit based on salary. Because my EMIs including cards are well above 2L pm.

 

[SSV]

personal loan interest rates are lower than this bro...dont get trapped in higher interest rates

How much they generally charge as interest rate on credit cash loan??

 

[brightknight]

~16% most likey

 

[2025]

I had not given any access to CRED for anything…
But what I do/
1) I sometimes pay cc bills thru them..
2) I added most of my CCs in CRED ..
3) Enabled CRED wallet
4) Used credit wallet balance for payments in Urban company, Zepto etc
5) Have around 6L Credit coins…

May be some (or all) of the above factors might have caused the upgraded offer… excellent CIBIL score also might have contributed to it..

How do I check/enable my cred wallet?
I get cashback, but I have no idea about my cred wallet. I pay some bills, rarely, sometime upi through CC.

 

[brightknight]

How do I check/enable my cred wallet?
I get cashback, but I have no idea about my cred wallet. I pay some bills, rarely, sometime upi through CC.

cred wallet is not necessary. i have cred cash offer for many years

 

[SSV]

I think it is invite only.. you will definitely get it soon. Keep opening the app regularly..
1) use upi for some payments etc
2) add all your CCs
3) refresh your cibi score

How do I check/enable my cred wallet?
I get cashback, but I have no idea about my cred wallet. I pay some bills, rarely, sometime upi through CC.

..

 

[2025]

cred wallet is not necessary. i have cred cash offer since many years

Any tips to enable that for me?

 

[brightknight]

Any tips to enable that for me?

what's there in view all>money matters >cash for you ?

 

[2025]

I think it is invite only.. you will definitely get it soon. Keep openkng the app
use upi for some payments etc

..

Sir, someone previously told me that the offer is available only for those who have cred money activated, which is invite only. I got that invite 7-8 months back. But still, I am not getting loan offer. Are you sure you are not giving access to cred to monitor any of your account transactions?

 

[brightknight]

Sir, someone previously told me that the offer is available only for those who have cred money activated, which is invite only. I got that invite 7-8 months back. But still, I am not getting loan offer. Are you sure you are not giving access to cred to monitor any of your account transactions?

i have neither given access for Cred money. & showing some amount to withdraw @12.49% p.a

 

[2025]

what's there in view all>money matters >cash for you ?

Only "bank balance" "money" and "credit score" option under MONEY MATTERS. But no "Cash for You" option.

Maybe no offer for me. Will come later.
Thank you @SSV & @brightknight

 

[SSV]

Sir, someone previously told me that the offer is available only for those who have cred money activated, which is invite only. I got that invite 7-8 months back. But still, I am not getting loan offer. Are you sure you are not giving access to cred to monitor any of your account transactions?

Sure, I didn't give any permission to any account monitoring..I didn't give my email also.
Regarding wallet:
When you have offer, for wallet, it will show you like below, instead of amount..it says upgrade

 

[brightknight]

No "money matters" option. Only "Money"

strange. By the way, I don't know how one can have it. My father got that before me and it's shown in dashboard on its own. & it was way back in 2022 or before iirc.