CRED Cash upgraded offer - Rolling out

[SSV]

Only "bank balance" "money" and "credit score" option under MONEY MATTERS. But no "Cash for You" option.

Maybe no offer for me. Will come later.
Thank you @SSV & @brightknight

This is what it shows for me..


Now I remember, long time ago I gave permission to account aggregator for just one day. I removed it immediately the next day.

Now ,Under Cred money, it shows upgrade now, which means it is asking for enabling for AA..

 

[brightknight]

This is what it shows for me..

View attachment 92204
Now I remember, long time ago I gave permission to account aggregator for just one day. I removed it immediately the next day.

just for the info, the account aggregator came after cred cash feature

 

[SSV]

just for the info, the account aggregator came after cred cash feature

Yes, I know that..
Cred cash was there for several years and AA only available in the last one year or so..

 

[2025]

just for the info, the account aggregator came after cred cash feature

For me account aggregator is there under "money" section.

@SSV Two section namely, cred cash and cred wallet are missing under money matters.
See...

 

[SSV]

For me account aggregator is there under "money" section.

@SSV Two section namely, cred cash and cred wallet are missing under money matters.
See...
View attachment 92207

Correct, AA will be under money only.. for me and everyone it will be the same...

To get Cred Cash and Cred wallet.

Do these.
1) Add all your CCs in Cred
2) do a few CC payments occasionally
3) Do some UPI scan and pay transactions.
4) Check your cibil score when it is reasonable higher.
5) All AA for one day and revoke it - this as a last step if you are comfortable..

 

[SSV]

@SSV
Could you please highlight some aspects that we need to follow to get cred cash offers. I am looking for it.
I have cred money enabled but I am not giving them access to any accounts. Earlier had given them access to my salary account but I did not get any offer. So disabled.

I had not given any access to CRED for anything…
But what I do/
1) I sometimes pay cc bills thru them..
2) I added most of my CCs in CRED ..
3) Enabled CRED wallet
4) Used credit wallet balance for payments in Urban company, Zepto etc
5) Have around 6L Credit coins…

May be some (or all) of the above factors might have caused the upgraded offer… excellent CIBIL score also might have contributed to it..

Sorry, I have ~60L cred coins not 6L..

 

[SSV]

personal loan interest rates are lower than this bro...dont get trapped in higher interest rates

~16% most likey

Okay I have 7L available at 14.49% pa with zero foreclosure charges..
Not too bad. I guess.
12% would have been nicer..

 

[Saral]

talk to any bank for pesonal loan..i am getting offers of around 10.99...which is much better than cred

 

[SSV]

talk to any bank for pesonal loan..i am getting offers of around 10.99...which is much better than cred

I don't need any loan now.. just checking all the available options.
With no docs required, with zero foreclosure charges an instant loan amount of 7L @14.49% is not a bad option for those who need funds urgently... that is the whole point here.

 

[D₹V]

Check your WhatsApp, CRED is rolling out enhanced CRED cash amount .
I got upgraded from 5L to 7L…
For those interested in CRED cash facility….

View attachment 92199

View attachment 92198

HDFC giving pre approved loan on CC with 0.99% reducing ROI + zero pf, fir bhi na le raha 😏😏

 

[SSV]

I don't need any loan now.. just checking all the available options.
With no docs required, with zero foreclosure charges an instant loan amount of 7L @14.49% is not a bad option for those who need funds urgently... that is the whole point here.

HDFC giving pre approved loan on CC with 0.99% reducing ROI + zero pf, fir bhi na le raha 😏😏

…
..
.
.

 

[JSK111]

My cred cash has been upgraded from 5L to 10L. And to get 10L loan they will deposit Rs. 9,62,300 after deducting processing fees. Annual interest is 11.49% and no foreclosure fee.

 

[SSV]

My cred cash has been upgraded from 5L to 10L. And to get 10L loan they will deposit Rs. 9,62,300 after deducting processing fees. Annual interest is 11.49% and no foreclosure fee.

good offer ..

 

[neo.puneet]

I took 2 loans in 2022 from cred cash and 1 foreclosed in 1-2 month and the other in 4-5 months and since then they don't allow me to take further loans 😀

 

[tharun]

I don't need any loan now.. just checking all the available options.
With no docs required, with zero foreclosure charges an instant loan amount of 7L @14.49% is not a bad option for those who need funds urgently... that is the whole point here.

For me it's 4 lakhs @17.48%
It's been 4 lakhs for past 2 month as I was upgraded to 4lakhs from 3 lakhs since February

 

[SSV]

I took 2 loans in 2022 from cred cash and 1 foreclosed in 1-2 month and the other in 4-5 months and since then they don't allow me to take further loans 😀

I thought otherwise

 

[BVCBVC is verified member.]

I am getting 6L for 11.99%. I am not going to take anyways.

Anyone is having experience in taking the loan?

 

[rimtesh]

View attachment 92232

I am getting 6L for 11.99%. I am not going to take anyways.

Anyone is having experience in taking the loan?

Processing fees is too high,2.5%

 

[SSV]

Processing fees is too high,2.5%

Correct . .1% would have been reasonable

 

[EnthuCC]

Received email saying that their Privacy Policy has been updated.
Anything important changed?