Zyada kucch hai nahi. Flight wale ke liye 5% is too less. Cred store pe sab inflated hota hai so 5% there is zero sum game. Utility pe 2.5% is too less. It may see some traction if cred comes with credit card member specific flash loots on cred like the recent pvr, Swiggy vouchers etc.
Fingers crossed 🤞 these new age fintechs—Scapia, PhonePe, Jupiter, Kiwi—are doing cooler stuff than the old school usual banks 💳✨ Just hoping Paytm and Onecard can bounce back too 🙃