Cred stopped UPI Cashback

[Chaitanya-a]

So I made several UPI payments today from Cred. Cashback generator wasn't there after the payment. So overall zero cashback.

Have they stopped it from today? As till yesterday, it was there.

Already stopped doing CC bill payments from cred. Was using just for UPI Cashbacks. Now no use of this app finally.

 

[Deleted member 5552]

Yeah there's no harm in keeping LTF cards. And since they've history with you, they didn't needed extra verification.

Do you have any other ICICI card now? I won't take expression card as it is paid card. I will try to get LTF platinum in future.

 

[Chaitanya-a]

Do you have any other ICICI card now? I won't take expression card as it is paid card. I will try to get LTF platinum in future.

I got expression card and then upgraded it into MMT Signature within 1 month.
Asked them to reverse my expression card annual fees coz I haven't used it for an year. They reversed it and closed it thereafter.

 

[Deleted member 5552]

I got expression card and then upgraded it into MMT Signature within 1 month.
Asked them to reverse my expression card annual fees coz I haven't used it for an year. They reversed it and closed it thereafter.

Did you get upgrade offer or they upgraded on your request??

 

[akshayhs]

That's the actual catch with their credit line. They show their offered credit limit instead of availed. Several people have shared their experience on Quora about this.
Here's one:
View attachment 10486

I have this account on my report. As long as you are paying your EMIs on time it won't matter at all. My CIBIL score has dropped 3 points (15 for Exxperian) ever since this account has been added to my account. But apart from that, there's no change.

I thought scores are mostly a utilization game primarily. But I have even tested with that by manipulating my due amounts before respective statements are generated to be at 5%, then made sure it's 8% and finally now at 15. I am a firm believer now that as long as utilization is less than 30% overall and you are paying your dues on time, you'll be just fine.

An advantage of CRED cash is they don't ask you for documents and there is no hard enquiry when you first withdraw, the account is held on so that you can withdraw whenever you want. Of course, as long as you adhere to your autopay schedules, I believe it shouldn't affect you.

 

[Chaitanya-a]

Did you get upgrade offer or they upgraded on your request??

On my request. Coz for auto upgrade offers it takes 6 months atleast.

 

[Harshal]

i think they also stopped cashback on onecard repayment because i tried twice and not get single 1 rupees

 

[Anil_Singh]

Strange, now getting Rs. 3-6 cashback since a week for every UPI payment.

 

[Chaitanya-a]

Strange, now getting Rs. 3-6 cashback since a week for every UPI payment.

Its a hit or miss nowadays. For past 3 consecutive days got zero cashback whereas for today got Cashback twice (₹7 & ₹8).

 

[Anil_Singh]

Its a hit or miss nowadays. For past 3 consecutive days got zero cashback whereas for today got Cashback twice (₹7 & ₹8).

Also, getting more than 1% cashback (3 spins) for Rs.1000 credit card payments.

 

[ALOAK]

Cred app is in habit of stopping most of the time. Even I have seen all of sudden cashback does not come but coins. And again they will rest next month. Looks limited and on top of it one will never get 777 spin as it is AI controlled. So people don't get double cashback. Earlier u could get 10 15 or 25 inr nowadays it reduced to 1 3 4 or 0.