Subha
TF Buzz
In Cred bill section a loan is tracked from Nidhilakshmi private ltd , it's showing paid only but there are several weired factors associated with this.First of all i didn't take it & nobody misused my pan also( as far as i know).As I checked Cibil, Cirf, experian, equifax & nowhere the loan is mentioned & i have cibil premium subscription also so i can track everything real time & from cred's support what i got to know that biller added around 1 year back but this part I am not sure didn't i notice or it just popped up suddenly so anyway it should come to any report if it's a misuse but nothing as such happened so my prediction was it tracked through mobile number as this is a very small loan giving company from what i reached so someone randomly gave my number although i didn't receive any message or mail but that was also ok.But now the most interesting part the loan which cred is tracing it's last 4 digit is same with my cred upi's primary bank account number so these two coincidence i don't think it's possible.So my guess is somebody may have used my number byt the loan number cred tracked wrongly.Any member please let me know if they faced similar issue or it can be resolved in any way.I don't think i have to tell that Cred couldn't confirm anything 😅 after two weeks they only could tell that it was tracked by phone number that's all & i don't think they can tell anything as i think it's their mistake only.And as all the bills are getting fetched from bharat connect. There also i mailed but they told to check with cred only.
