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Credit card bill payment by credit card with 1.12% charges[now not working for maximum users]

Cracking Up Lol GIF by Lucas and Friends by RV AppStudios
 
Off topic discussion but how to get mcc of transactions without calling customer support?
 
I think SC Smart will make sense as that don't have capping on Utility spend to atleast waive off Annual Fee. But I will miss 1% cashback on bill payment of SC as it is not on BBPS.

Anyone have idea about how to get 1% for SC bill payment via HDFC Platinum or RBL Signature+ or Indusind Exclusive?
 
But there is charges of 1.12%?
Is any card cc or prepaid which will give more than 1.12% cashback?
Buy PinePerks RuPay Prime E-Gift Card (Instant Voucher) at Flat 1.5% off | USE CODE: RUPAY15OFF

I dnt know PinePerks RuPay Prime E-Gift Card working on MCC: 4900 or not.

 
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