Credit Card Bill Payment through UPI

[Ak Singh]

Actually I was writing in rush due to long post, so whatever figures were there in front of me, I pasted. Normally 10L FD @7.3 RoI compunds at 7.5%. Rs.75000-10%= Rs.67500. But if tax in Nil you will get this 7500 back next year if 15G/H not present in bank cust ID.

My excel file with formulas has two different tables, one is without TDS and other one with TDS. So I took figure of <with TDS> after 4 quarters.

But I hpe you get the idea that anything above 40K/50K attracts TDS without 15G/H. If you fall under taxable limits like me, take this TDS as advance tax payment. 🙂

Bro can you share excel sheet here?

 

[desiviru]

Bro can you share excel sheet here?

Will customize for normal use and post here on Sunday. Remind me if I forget. 🙂

 

[Trust Me]

If you fall under taxable limits like me, ....

I wish ! 🙂

Yes, I know all about the TDS rules, --- having to deal with TDS and advance tax and what not for countless years now!

As they say, there are two certain things in life: taxes, and death. 🙂
.

 

[urais.1044]

• To pay ICICI Bank Credit Card bill simply send money : CCPAY.<16_digit_card_number>@ICICI eg: CCPAY.6528550026779009@ICICI
• To pay Axis Bank Credit Card bill simply send money : CC.91<registered_mobile_no><last_4_digit_of_cc>@AXISBANK eg: CC9198765432109876@AXISBANK
• SBI Card : SBICARD.<16_digit_card_number>@SBI eg: SBICARD.4345667899079843@SBI
• IDFC Bank : <16_digit_card_number>.CC@IDFCBANK eg: 4345667899079843.CC@IDFCBANK
• AU SFB : AUCC<registered_mobile_no><last_4_digit_of_cc>@AUBANK eg: AUCC9198765432109876@AUBANK
• American Express : AEBC<15_digit_card_number>@SC eg: AEBC375567788656743@SC

For SBI, it only works in SBI pay........... Any idea about BoB, HDFC, yes Bank, etc credit cards???

 

[Abhishek012]

For SBI, it only works in SBI pay........... Any idea about BoB, HDFC, yes Bank, etc credit cards???

Use UPI through Billdesk CC billpay website.

Some banks billdesk cc pay - net banking list, scroll down and you will see UPI option.

 

[urais.1044]

The UPI ID method is better. I could just send the ID to someone (who is supposed to pay my bill); but instead i have to send the card number.