ICICI Credit Card Credit card for a housewife.

[Manju09]

I am not sure whether ICICI bank has gone mad or ultra generous! Here goes the story.......
My wife received a call from Amazon to apply for Amazon pay ICICI cc on 31st July. Even after saying that she is not interested & probably won't get the card as she is a housewife without any income proofs. The agent told clearly that no documents are needed & just to mention self-employed.
We decided to give it a shot & applied.
And completed the V-kyc today. As soon as kyc completion, received a call from ICICI bank support staff & he asked a few general questions & told that card will be delivered by a week!

And guess what, received a mail from ICICI to activate the card by August 31st & received various rewards in Amazon amounting to 2k.

I am still in shock!!! They have rejected so many applications of people who have other cards & have a credit history..... Here they have approved without any income docs.

PS: She has a shopping edition prime account.

 

[Desu Sarath]

Yes, same with my wife.
After one month, she even got rupay LTF card also.

Now she has so many cards including paid sapphiro as pre approved.

 

[Manju09]

Yes, same with my wife.
After one month, she even got rupay LTF card also.

Now she has so many cards including paid sapphiro as pre approved.

Wow! Good for her

 

[Dharm]

I am not sure whether ICICI bank has gone mad or ultra generous! Here goes the story.......
My wife received a call from Amazon to apply for Amazon pay ICICI cc on 31st July. Even after saying that she is not interested & probably won't get the card as she is a housewife without any income proofs. The agent told clearly that no documents are needed & just to mention self-employed.
We decided to give it a shot & applied.
And completed the V-kyc today. As soon as kyc completion, received a call from ICICI bank support staff & he asked a few general questions & told that card will be delivered by a week!

And guess what, received a mail from ICICI to activate the card by August 31st & received various rewards in Amazon amounting to 2k.

I am still in shock!!! They have rejected so many applications of people who have other cards & have a credit history..... Here they have approved without any income docs.

PS: She has a shopping edition prime account.

Does she has account in icici?

 

[Bohra]

Does she have the savings account with them

 

[Tejo]

Seems icici too changed the way to women's.

 

[Manju09]

Does she have the savings account with them

Nope, she doesn't have any relationship with ICICI. Seems, just Amazon played a crucial role here.

 

[Manju09]

Update: Received the card with a good 120k limit.

 

[alwayswin69]

did she have a cibil score at the time when you applied for the card?

 

[Swastik]

Couple of questions :-

Does she have any other card ?
Does she have an existing cibil ?
How are her spends on Amazon ?

 

[Aayush Rajaji]

She had amazon pay latter maybe thats why

 

[Manju09]

Yes, she had Amazon pay paylater because of which her Cibil score was around 760 at the time of application. This is her first ever credit card & her Amazon spends are not that much, hardly 1-2 small orders a month. @Aayush Rajaji @Swastik @alwayswin69