Credit card for big offline purchase

[ank_sh1]

Hello all, I know this might be a repetitive post but didn’t find any other thread for big (depends upon person to person) purchase. I am looking at a offline furniture purchase of ~2L in first week of march. I don’t know the MCC code of merchant. So, even if I don’t have a recommended card, I have decent time left for applying and getting the card.

I see a lot of thread which says upto 2-3% cashback but has limitation of 500-1000 per billing cycle/month.

Can someone please recommend a good card for the same?

FYI:
Cards I have: Diners Privilege, IDFC Select, AU Lit, Indusind legend, Axis Kiwi, Axis Myzone (in process), Kotak 811, SBI prime, BOB premier, BOB energie.

 

[Deleted member 23535]

Au lit 2% milestone and 10x offline

 

[ank_sh1]

Au lit 2% milestone and 10x offline

I think AU Lit has milestone limit right?
5% additional cashback limits to 500 per month, Not sure about 10x rewards for offline transaction limits.

 

[kushhh]

You can get Amex Plat Travel card , but you have to ask the merchant if he accepts amex cards...

 

[kushhh]

You can get Amex Plat Travel card , but you have to ask the merchant if he accepts amex cards...

For better rewards, first apply Amex Mrcc card and then Amex Plat Travel. That way you can redeem the rewards from Amex Plat Travel for Apay voucher for 0.4₹ per mr points.

Both Mrcc and plat travel are fyf , if applied through referral

 

[ank_sh1]

I don't think most offline vendor support Amex card, so tbh, its in my ignore list 😅

 

[ank_sh1]

Also secondly, I don't travel much so, I don't think I will be able to get much with Amex

 

[kushhh]

I don't think most offline vendor support Amex card, so tbh, its in my ignore list 😅

Yeah this has been a problem, then you can get 5k , 10k pineperks rupay gift card from Amazon by either Sbi cb card or amex plat travel , you have to be fast to buy them , as they get out of stock very quickly ( currently it is out of stock ).

Also secondly, I don't travel much so, I don't think I will be able to get much with Amex

Amex gold 24k collection gives 9k apay voucher for 24k mr points, giving you a value of 0.39₹ per mr point

 

[ank_sh1]

Is it true that the 10x rewards points on the AU card is unlimited? Assuming 2.5% with this benefit, I think I can get upto 5k for 2L spend.

 

[vissu295]

Is it true that the 10x rewards points on the AU card is unlimited? Assuming 2.5% with this benefit, I think I can get upto 5k for 2L spend.

Does AU LIT Credit card have monthly upper limit on earning reward points ??

Did any one try to use AU small finance LIT credit card and have you experienced any upper limit on earning reward points ?

www.technofino.in

Please refer to this about the max. points that can be accrued per month on Au LIT. Each reward point is 0.2/-, so your 10x feature is 2% CB

 

[Vasuki]

Hello all, I know this might be a repetitive post but didn’t find any other thread for big (depends upon person to person) purchase. I am looking at a offline furniture purchase of ~2L in first week of march. I don’t know the MCC code of merchant. So, even if I don’t have a recommended card, I have decent time left for applying and getting the card.

I see a lot of thread which says upto 2-3% cashback but has limitation of 500-1000 per billing cycle/month.

Can someone please recommend a good card for the same?

FYI:
Cards I have: Diners Privilege, IDFC Select, AU Lit, Indusind legend, Axis Kiwi, Axis Myzone (in process), Kotak 811, SBI prime, BOB premier, BOB energie.

Whats the axis myzone limit? Or even kiwi ?

Call customer care & ask for axis atlas
4% on offline spends

 

[kushhh]

Whats the axis myzone limit? Or even kiwi ?

Call customer care & ask for axis atlas
4% on offline spends

But he mentioned hes not into miles and travel thing

 

[Animal]

Axis ACE will give you 2% CB.

 

[Vasuki]

But he mentioned hes not into miles and travel thing

Miles can be converted into hotel points ,
No idea about edge Reward point

 

[Vasuki]

Axis ACE will give you 2% CB.

Capping is too low ...

 

[Animal]

Capping is too low ...

There is no capping for offline expenses.

 

[NShah]

Capping is too low ...

Capping on 2% cashback ??
Axis Ace cc gives 2% unlimited cashback

 

[Vasuki]

Capping on 2% cashback ??
Axis Ace cc gives 2% unlimited cashback

Yes right i forgot

 

[ank_sh1]

Whats the axis myzone limit? Or even kiwi ?

Call customer care & ask for axis atlas
4% on offline spends

its 3L. As of now I have Kiwi card, I recently applied for myZone and its still in approval

 

[ank_sh1]

I

Capping on 2% cashback ??
Axis Ace cc gives 2% unlimited cashback

I should have applied for ace instead of myzone