Credit card late payment on cibil

[krish170794]

I missed a credit card payment by 15 minutes. Will it report to cibil as late payment and attract penalty

 

[TheTrickySid]

I missed a credit card payment by 15 minutes. Will it report to cibil as late payment and attract penalty

Nope, late payments upto 3 days after due date aren't reported as late and don't attract penalty

 

[venkat]

I missed a credit card payment by 15 minutes. Will it report to cibil as late payment and attract penalty

I once paid the amount after 23 hrs of due date and had no late payment charges. Guess now they have a clearance time of 3 days.