raghumahajan
TF Select
PS - I will update this thread based on responses.
I am into credit cards for last 5 years and has good knowledge through Technofino and team. I am planning to step up my game into it. Most of my cards are cashback and I feel comfortable around them. I am looking to balance my card portfolio. need suggestion which cards to close/upgrade/downgrade. Also, require some new cards for offline and overall usage.
The cards offering points/miles are difficult to understand for me as of now. That is the reason I am not upgrading HDFC millenia to regalia. But i serious need some advice from community to step up.
I don't have any large spending ahead and in any category. For grocery, I buy from Reliance smart bazar using vouchers from Amazon or Big basket using tata neu.
Online shopping is covered on Amazon/ Flipkart.
I and my family have below cards :
I am into credit cards for last 5 years and has good knowledge through Technofino and team. I am planning to step up my game into it. Most of my cards are cashback and I feel comfortable around them. I am looking to balance my card portfolio. need suggestion which cards to close/upgrade/downgrade. Also, require some new cards for offline and overall usage.
The cards offering points/miles are difficult to understand for me as of now. That is the reason I am not upgrading HDFC millenia to regalia. But i serious need some advice from community to step up.
I don't have any large spending ahead and in any category. For grocery, I buy from Reliance smart bazar using vouchers from Amazon or Big basket using tata neu.
Online shopping is covered on Amazon/ Flipkart.
I and my family have below cards :
- ICICI
- Amazon Pay
- HP Coral
- HDFC
- Millenia
- Tata Neu Infinity Rupay
- SBI
- Cashback
- BPCL Rupay
- Standard Chartered
- Ultimate (need to close)
- Smart
- Axis
- Airtel Axis
- PNB
- Select Rupay
- AU
- IXIGO Rupay
- Kotak
- Myntra Mastercard
- Indusind
- Legend
