[Nee suggestions] Credit card portfolio review

[punrziq]

Try upgrading Bob Premier to Eterna

Close Coral duo, PNB, Indusind Epay,

Close RBL world safari and get Yes Uni NX Wave CC (No PP but it is LTF and 0 forex) Plus 1% cashback on domestic txns

If you are looking for a solid rupay cc then get Indusind Rupay Platinum CC LTF

Won’t be able to fulfill salary criteria for eterna and limit is 75k only.

All cards are LTF except Amex FYF.

 

[iamabhisekagar]

Won’t be able to fulfill salary criteria for eterna and limit is 75k only.

All cards are LTF except Amex FYF.

Then keep BOB Premier

 

[EnthuCC]

Not sure why people are asking you to close ICICI Coral cards.

Keep at least one ICICI (VIsa or Rupay) with you because they have partnership with many offline merchants. Amazon Pay or ICIC Amex won't work there.

 

[Zacobite]

Help me get rid of the clutter:

1. ICICI Apay
2. ICICI Platinum
3. ICICI Coral Rupay
4. ICICI Coral Amex(applied-subject to approval)

=>If Coral Amex is approved, I'll close all other icici & indusind epay

5. AMEX MRCC
6. AMEX GOLD
7. AMEX Platinum Travel (getting upgrade offer)

=>Have 25k points, planning to upgrade and transfer all points to bonvoy. Then close all 3 cards.

8. Axis Neo (for zomato)

9. BOB Premier

10. SBI Cashback
=>close? Multiple cards give 5% now and doesn't work in sale.

11. PNB Select Rupay

12. RBL World Safari (Free PP and travel insurance and 0 forex)

13. Indusind Legend (Dont wana open bank account but BB discount is good)
14. Inudsind Epay Amex

15. HSBC Platinum (mostly useless)

16. HDFC Swiggy (only hdfc card with 15K limit)

=>Getting HDFC rupay LTF email everyday, should I take it? or FD based tata neu card?

Keep 1/ 5,6,7 ( if u are meeting the milestones or if they are LTF) /10 / 12 ( only for forex is usage is high) / 15 ( good event offers special cases if LTF) / 16

Rest are all. low value unless u derive significant returns