Credit Card Portfolio

[bhavyakjain]

Update:

Got the following cards:
1. AmEx MRCC : 5L (FYF)
2. ICICI Coral : 12L (LTF)

Next Targets:
1. AmEx Plat Travel
2. ICICI Sapphiro
3. IDFC Wealth
4. HDFC Millenia or Regalia

Update:

Got the following cards:
1. AmEx Plat Travel : 8.93L (FYF)

 

[MudraMantra]

Hello

I am building my credit card portfolio. I currently hold the following cards:
1. ICICI Amazon Pay : 8.5L (LTF), since Sep 2022
2. Axis Ace : 5L (Paid), since Apr 2023

Please recommend good cards that I should add in my portfolio.
1. I use Axis Ace for most of my spends. Please suggest how to convert to LTF.
2. I want a good Rupay card for UPI transactions.
3. My primary objective is cashbacks and offers only, so mainly looking for LTF cards.
4. Initially I want to collect cards for all major banks for offers, even entry level card would suffice for now.
5. My current CIBIL is 776. I am also concerned on how to manage/enhance my CIBIL in my pursuit for a good card portfolio.
6. Please do add in any other recommendations or suggestions if you have any.

Thanks

For Rupay card option I would suggest Get HDFC Tata Neu Plus OR Tata Neu Infinity credit card. Use it for your upi spends and from this forum I came to know after 1 year many are getting it convert LTF.