Credit Card/Prepaid card to Credit card bill pay trick (Airtel Wallet account holders only)

[Abhishek012]

Credit Card/Prepaid card to Credit card bill pay trick (Airtel Wallet account holders only):

Note - This trick is working only for Airtel Wallet mini kyc account.

First make sure your Airtel wallet balance should be Zero.

Now open Amazon or Cred app >> go to credit card bill pay >> payment mode select "Airtel Net banking" >> now login your Airtel wallet account >> enter mPIN >> enter your Credit card/Prepaid card details and Pay. 😁 😁

No extra charges debited and monthly limit is Rs9000 per Airtel wallet mini kyc account.

Note - Dnt load money to Airtel Wallet, directly pay via Net banking using your Credit card/Prepaid card.

Credit card bill pay via "Airtel Net banking" comes under Bill payment category, you can also earn your Credit card bill payment rewards point/cashback.

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You can also use your Wallet balance like OLA Money, Phonepe, Freecharge, Mobikwik, Jiomoney for Credit card bill payment.

First load money to 'Pencilton wallet app RuPay card' or 'Funngro wallet app RuPay card' via OLA Money, Phonepe, Freecharge, Mobikwik, Jiomoney.

Now use your 'Pencilton RuPay prepaid card' or 'Funngro RuPay prepaid card' on "Airtel Net banking" to pay your Credit card bills.

Enjoy. 😁 😁

 

[sandeep.analytics]

How much we can pay through airtel net banking. I need to pay approx 2 lacs. Can i pay my credit card bill through my second credit card of such big amount?

 

[zealot]

How much we can pay through airtel net banking. I need to pay approx 2 lacs. Can i pay my credit card bill through my second credit card of such big amount?

Only 9k per month with this wallet trick.

 

[sandeep.analytics]

Only 9k per month with this wallet trick.

Any other option . i dont mind paying 1% charge.

 

[Wealth is my birth right!]

Any other option . i dont mind paying 1% charge.

Rental transfer will work but 2lac to any pan will have some tax liability at receiving end if already they pay tax

 

[kkk]

Any other option . i dont mind paying 1% charge.

You can use SnaPay. I have used it for transfer more than 8-9 lacs. But it's a risky app. You never now when it will stop. I used it yesterday as well to transfer Rs. 30,000. I received the amount today. You need to use T+1 and try to do it just before 12 am so that you get the amount in morning. You use Pay with rewards option.

 

[zealot]

You can use SnaPay. I have used it for transfer more than 8-9 lacs. But it's a risky app. You never now when it will stop. I used it yesterday as well to transfer Rs. 30,000. I received the amount today. You need to use T+1 and try to do it just before 12 am so that you get the amount in morning. You use Pay with rewards option.

What about the charges?

 

[zealot]

Any other option . i dont mind paying 1% charge.

We can use Mobikwik to Pay CC bill from CC, they charge around 2.5 to 3.5% + GST.

 

[kkk]

What about the charges?

I paid charges varying from 0.49% to 0.8%. But you need to use Pay with Rewards option.
And one more thing, you get rewards as well(ex: When I use Axis Flipkart credit card I get 1.5% cashback) so effectively you end up saving on all charges plus some extra cashback. But as I told it's risky app, you never know when it might get stuck. I normally do smaller amount(ex: 60k per day).

 

[zealot]

I paid charges varying from 0.49% to 0.8%. But you need to use Pay with Rewards option.
And one more thing, you get rewards as well(ex: When I use Axis Flipkart credit card I get 1.5% cashback) so effectively you end up saving on all charges plus some extra cashback. But as I told it's risky app, you never know when it might get stuck. I normally do smaller amount(ex: 60k per day).

Okay, But I am staying out.

 

[gurbina]

We can use Mobikwik to Pay CC bill from CC, they charge around 2.5 to 3.5% + GST.

So even for credit card bills you can just use mobikwik to rollover your credit card debt for lower interest rates than most premium Axis bank cards which are 50%+ interest p.a.
Not recommending it, just a thought.

Do these payments qualify for points accrual? If so, you can get cheap points with higher value than the fee they're charging.

 

[kkk]

So even for credit card bills you can just use mobikwik to rollover your credit card debt for lower interest rates than most premium Axis bank cards which are 50%+ interest p.a.
Not recommending it, just a thought.

Do these payments qualify for points accrual? If so, you can get cheap points with higher value than the fee they're charging.

Even Paytm has 3.5% charge. But these transaction comes under Wallet reload and most of the cards don't provide reward points for wallet reload.

 

[sandeep.analytics]

Only 9k per month with this wallet trick.

I am not getting otp to login into airtel. I am using jio number which is registered in airtel wallet.

 

[kkk]

I am not getting otp to login into airtel. I am using jio number which is registered in airtel wallet.

I just created a new account and did 9k transaction with jio number 🙂

 

[Abhishek012]

I am not getting otp to login into airtel. I am using jio number which is registered in airtel wallet.

There is a way to get otp on jio number.

 

[Rahul Gupta]

I just created a new account and did 9k transaction with jio number 🙂

whats the trick? can you tell me the steps to use it?

 

[Wealth is my birth right!]

For me jio on airtel wallet works perfectly
No delay in otp

There is a way to get otp on jio number.

 

[Abhishek012]

whats the trick? can you tell me the steps to use it?

Dnt remember. Post was deleted but we need to login airtel wallet somewhere on web and use the same otp on amazon airtel net banking website.

 

[sandeep.analytics]

Dnt remember. Post was deleted but we need to login airtel wallet somewhere on web and use the same otp on amazon airtel net banking website.

I am able to login now. but only debit card option is there to pay the bill.

 

[sandeep.analytics]

I paid charges varying from 0.49% to 0.8%. But you need to use Pay with Rewards option.
And one more thing, you get rewards as well(ex: When I use Axis Flipkart credit card I get 1.5% cashback) so effectively you end up saving on all charges plus some extra cashback. But as I told it's risky app, you never know when it might get stuck. I normally do smaller amount(ex: 60k per day).

I cant see pay with reward option in snapay. can you please share screenshot if possible.

And do you know any good option to convert amazon wallet balance to bank?

 

[Rahul Gupta]

For me jio on airtel wallet works perfectly
No delay in otp

can you tell the steps to me? whats this trick? and how to use it.