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Credit Card Providers in India in a nutshell 😅

Walter White

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HDFC Bank: The school topper. Often accused of using unfair means. Did get caught a few times, but manages to get away with it mostly.

SBI Card: Chacha vidhayak hai hamare. Also offers treats to people only to force them to pay back sometime later.

Axis Bank: One of the intelligent guys. Never managed to reach its full potential due to attitude problems.

ICICI Bank: Shows flashes of brilliance at times but these are far and few in between. An above average guy.

American Express: The near perfect guy. Good in almost everything. Has an elitist perception amongst peers and is therefore ignored by many.

Citi: The good guy. A lot will miss him once he goes.

Standard Chartered: A cockney by birth who has now spent a lot of time in India. Performs well without taking much of the limelight.

BoB: Inconsistent guy. Takes one good step followed by two bad steps.

HSBC: The guy who makes enough efforts to barely pass in the exams.

PNB/Union Bank/Canara Bank: Has a casual attitude. Never adheres to any deadlines. Average performer at best.

AU Bank: The new kid in school. Nobody has idea what he is upto.

UCO Bank: One of SBI's close friends so doesn't have to worry about grades. Bunks lectures to date a Russian girl.


Feel free to add more 😜
 
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HDFC Bank: The school topper. Often accused of using unfair means. Did get caught a few times, but manages to get away with it mostly.

SBI Card: Chacha vidhayak hai hamare. Also offers treats to people only to force them to pay back sometime later.

Axis Bank: One of the intelligent guys. Never managed to reach its full potential due to attitude problems.

ICICI Bank: Shows flashes of brilliance at times but these are far and few in between. An above average guy.

American Express: The near perfect guy. Good in almost everything. Has an elitist perception amongst peers and is therefore ignored by many.

Citi: The good guy. A lot will miss him once he goes.

Standard Chartered: A cockney by birth who has now spent a lot of time in India. Performs well without taking much of the limelight.

BoB: Inconsistent guy. Takes one good step followed by two bad steps.

HSBC: The guy who makes enough efforts to pass in the exams.

PNB/Union Bank/Canara Bank: Has a casual attitude. Never adheres to any deadlines. Average performer at best.

AU Bank: The new kid in school. Nobody has idea what he is upto.

UCO Bank: One of SBI's close friends so doesn't have to worry about grades. Bunks lectures to date a Russian girl.


Feel free to add more 😜
Axis Bank - Jealous of school topper, but has managed to come close. Also, the antagonist of the banks
 
HDFC Bank: The school topper. Often accused of using unfair means. Did get caught a few times, but manages to get away with it mostly.

SBI Card: Chacha vidhayak hai hamare. Also offers treats to people only to force them to pay back sometime later.

Axis Bank: One of the intelligent guys. Never managed to reach its full potential due to attitude problems.

ICICI Bank: Shows flashes of brilliance at times but these are far and few in between. An above average guy.

American Express: The near perfect guy. Good in almost everything. Has an elitist perception amongst peers and is therefore ignored by many.

Citi: The good guy. A lot will miss him once he goes.

Standard Chartered: A cockney by birth who has now spent a lot of time in India. Performs well without taking much of the limelight.

BoB: Inconsistent guy. Takes one good step followed by two bad steps.

HSBC: The guy who makes enough efforts to pass in the exams.

PNB/Union Bank/Canara Bank: Has a casual attitude. Never adheres to any deadlines. Average performer at best.

AU Bank: The new kid in school. Nobody has idea what he is upto.

UCO Bank: One of SBI's close friends so doesn't have to worry about grades. Bunks lectures to date a Russian girl.


Feel free to add more 😜
CBoI: Another close friend of SBI, no one knows him in the class until he appears in the exam.
 
RBL Bank: Shot into first rank in one off exam and become a failure afterwards.

Citi: Dropping out of local school and will be only in international school from now.

Amex: Studying in American time even in Indian school

BNPL cards: Kids who are Not students but tried masquerading as students and got caught.
 
Onecard:- favourite students of school who mostly backed by secure parent(fd) and slowly in searching new friends to cheat old friend🙂
 
HDFC Bank: The school topper. Often accused of using unfair means. Did get caught a few times, but manages to get away with it mostly.

SBI Card: Chacha vidhayak hai hamare. Also offers treats to people only to force them to pay back sometime later.

Axis Bank: One of the intelligent guys. Never managed to reach its full potential due to attitude problems.

ICICI Bank: Shows flashes of brilliance at times but these are far and few in between. An above average guy.

American Express: The near perfect guy. Good in almost everything. Has an elitist perception amongst peers and is therefore ignored by many.

Citi: The good guy. A lot will miss him once he goes.

Standard Chartered: A cockney by birth who has now spent a lot of time in India. Performs well without taking much of the limelight.

BoB: Inconsistent guy. Takes one good step followed by two bad steps.

HSBC: The guy who makes enough efforts to barely pass in the exams.

PNB/Union Bank/Canara Bank: Has a casual attitude. Never adheres to any deadlines. Average performer at best.

AU Bank: The new kid in school. Nobody has idea what he is upto.

UCO Bank: One of SBI's close friends so doesn't have to worry about grades. Bunks lectures to date a Russian girl.


Feel free to add more 😜
Hsbc and amex is like student who likes to study only one subject, just like they only offer credit card to few people
 
HDFC Bank: The school topper. Often accused of using unfair means. Did get caught a few times, but manages to get away with it mostly.

SBI Card: Chacha vidhayak hai hamare. Also offers treats to people only to force them to pay back sometime later.

Axis Bank: One of the intelligent guys. Never managed to reach its full potential due to attitude problems.

ICICI Bank: Shows flashes of brilliance at times but these are far and few in between. An above average guy.

American Express: The near perfect guy. Good in almost everything. Has an elitist perception amongst peers and is therefore ignored by many.

Citi: The good guy. A lot will miss him once he goes.

Standard Chartered: A cockney by birth who has now spent a lot of time in India. Performs well without taking much of the limelight.

BoB: Inconsistent guy. Takes one good step followed by two bad steps.

HSBC: The guy who makes enough efforts to barely pass in the exams.

PNB/Union Bank/Canara Bank: Has a casual attitude. Never adheres to any deadlines. Average performer at best.

AU Bank: The new kid in school. Nobody has idea what he is upto.

UCO Bank: One of SBI's close friends so doesn't have to worry about grades. Bunks lectures to date a Russian girl.


Feel free to add more 😜
Kotak Mahindra Bank: The cards are so bad that they can't make it into this list either 🤣
 
HDFC Bank: The school topper. Often accused of using unfair means. Did get caught a few times, but manages to get away with it mostly.

SBI Card: Chacha vidhayak hai hamare. Also offers treats to people only to force them to pay back sometime later.

Axis Bank: One of the intelligent guys. Never managed to reach its full potential due to attitude problems.

ICICI Bank: Shows flashes of brilliance at times but these are far and few in between. An above average guy.

American Express: The near perfect guy. Good in almost everything. Has an elitist perception amongst peers and is therefore ignored by many.

Citi: The good guy. A lot will miss him once he goes.

Standard Chartered: A cockney by birth who has now spent a lot of time in India. Performs well without taking much of the limelight.

BoB: Inconsistent guy. Takes one good step followed by two bad steps.

HSBC: The guy who makes enough efforts to barely pass in the exams.

PNB/Union Bank/Canara Bank: Has a casual attitude. Never adheres to any deadlines. Average performer at best.

AU Bank: The new kid in school. Nobody has idea what he is upto.

UCO Bank: One of SBI's close friends so doesn't have to worry about grades. Bunks lectures to date a Russian girl.


Feel free to add more 😜
Fintech Cards (One Card, Uni etc.) - That one person in the group project who does nothing, still manages to get the grades.
This meme sums up the entire ecosystem of Fintech cards, like literally! 😂
 

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Idfc - New Rajnikant of the class, everyone wants to become friend with him.
Au Bank - New Admission, brought soo many chocolates for first few months to impress.
 
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