Credit card short journey

[Deleted member 8482]

Just want to share my 4 month short journey of credit card.Started exactly 4 month back on 6th december 2022 with Axis IOCl and today i received my 10th card Axis magnus.So total 10 cards in 4 months.

HDFC Regalia
HDFC Tata neu plus
Axis IOCL
Axis Previledge
Axis Nagnus
ICICI amazon pay
ICICI MMT
IDFC First Select
Kotak league
BOB easy

 

[dhiraz]

Just want to share my 4 month short journey of credit card.Started exactly 4 month back on 6th december 2022 with Axis IOCl and today i received my 10th card Axis magnus.So total 10 cards in 4 months.

HDFC Regalia
HDFC Tata neu plus
Axis IOCL
Axis Previledge
Axis Nagnus
ICICI amazon pay
ICICI MMT
IDFC First Select
Kotak league
BOB easy

Do You Have Bank Account With Them?

If Yes How Much Maintaining in All Accounts?

 

[Deleted member 8482]

Do You Have Bank Account With Them?

If Yes How Much Maintaining in All Accounts?

I have only 2 Bank accounts HDFC (normal 10K) and axis (12K account) . Maintaining around 50L average in both accounts .

 

[ltf4ever]

Just want to share my 4 month short journey of credit card.Started exactly 4 month back on 6th december 2022 with Axis IOCl and today i received my 10th card Axis magnus.So total 10 cards in 4 months.

HDFC Regalia
HDFC Tata neu plus
Axis IOCL
Axis Previledge
Axis Nagnus
ICICI amazon pay
ICICI MMT
IDFC First Select
Kotak league
BOB easy

i would suggest you get icici platinum chip card which is ltf. both the icici cards you hold won't give you any discount on icici credit card offers on any website.
want to try out? go to samsung website, add the latest samsung a34/a54 to the cart it will show 3k instant discount on icici cards (more than 10%).
then out your icici card number in payments page. it will show you no offer available.

 

[Tarun239]

axis gave u 3 credit cards in span of just 4 months,great

 

[Tarun239]

normally axis gives credit card after atleast 3 months of last credit card approval, correct me if i am wrong

 

[Thomas Shelby]

Just want to share my 4 month short journey of credit card.Started exactly 4 month back on 6th december 2022 with Axis IOCl and today i received my 10th card Axis magnus.So total 10 cards in 4 months.

HDFC Regalia
HDFC Tata neu plus
Axis IOCL
Axis Previledge
Axis Nagnus
ICICI amazon pay
ICICI MMT
IDFC First Select
Kotak league
BOB easy

Can you share your credit score. Getting 10 card in 4 months is impressive

 

[chenrichy]

normally axis gives credit card after atleast 3 months of last credit card approval, correct me if i am wrong

No. I got axis magnus and ace within 3 months

 

[anirbanm]

normally axis gives credit card after atleast 3 months of last credit card approval, correct me if i am wrong

Only if we apply directly

 

[Tarun239]

No. I got axis magnus and ace within 3 months

This only means one thing, axis has no fixed criteria, my axis magnus was declined on the basis that my last card approved very recently by axis.

 

[SiddharthR]

This only means one thing, axis has no fixed criteria, my axis magnus was declined on the basis that my last card approved very recently by axis.

That criteria is for online only, no restriction on Offline, I think

 

[Tarun239]

That criteria is for online only, no restriction on Offline, I think

I applied for c2c basis for axis magnus offline through branch with current card limit of more than 6 lakhs, still declined.

 

[SiddharthR]

I applied for c2c basis for axis magnus offline through branch with current card limit of more than 6 lakhs, still declined.

Then that's internal criteria

 

[vivzz]

i would suggest you get icici platinum chip card which is ltf. both the icici cards you hold won't give you any discount on icici credit card offers on any website.
want to try out? go to samsung website, add the latest samsung a34/a54 to the cart it will show 3k instant discount on icici cards (more than 10%).
then out your icici card number in payments page. it will show you no offer available.

icici apay doesn't...and at some places gives half of the discount
but mmt gives discount on all offers same as platinum have been using it from long for offer discounts only

 

[ltf4ever]

icici apay doesn't...and at some places gives half of the discount
but mmt gives discount on all offers same as platinum have been using it from long for offer discounts only

okay that's good to know.
when samsung guy called me to make me complete my purchase, he just said that cobranded cards won't work when i told him about the problem.

 

[Deleted member 8482]

Can you share your credit score. Getting 10 card in 4 months is impressive

784 Cibil

 

[ltf4ever]

784 Cibil

do you remember what was it before?

 

[purush]

50 L average, then u can do much more than this

 

[HN74]

Just want to share my 4 month short journey of credit card.Started exactly 4 month back on 6th december 2022 with Axis IOCl and today i received my 10th card Axis magnus.So total 10 cards in 4 months.

HDFC Regalia
HDFC Tata neu plus
Axis IOCL
Axis Previledge
Axis Nagnus
ICICI amazon pay
ICICI MMT
IDFC First Select
Kotak league
BOB easy

Is there any cooling period between 2 HDFC applications? How did you apply for neu card? Via neu app?

Thanks

 

[Deleted member 8482]

Is there any cooling period between 2 HDFC applications? How did you apply for neu card? Via neu app?

Thanks

Applied just after 1 month i got regalia by tata nue app and it got approved in 2 days with FYF