Credit card surrogate is live now.
For both salaried and self employed .
There is a separate link to apply under this criteria .
Cities | All except Gujarat |
Limit | >=3L (Starting or ending balance >=1L if NPSL) |
Eligible Products | Platinum charge |
Payment | Payment amount >=20% of balance due previous balance |
Late fee | No Late Fee or bounced payment or overlimit |
# of transactions | Atleast 1 |
Authenticity | 1. Address on statement matches application address/ bureau address
2. Authentic statement as per doc verify |