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Credit card to bank transfer at 0 charges. 5% cashback for SBI cashback card or 1-1.5% cashback for most of the other cards

Wallet transfer and rent payments are mostly used for cash rolling (get the amount from credit card to bank).
When one can directly use credit cards for all payments, why are many people rolling cash from credit card to bank?
What is the benefit or advantage?
Payment of these bills using rewarding debit cards is the only reason for it.
 
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