Credit card with max cashback for Departmental store

[nishit_12]

Hi everyone,

I have to do monthly transaction of 2-3 lakh on a departmental/grocery store online.
I want to know best credit card for the same with no cashback cap.
I can pay joining fees that's not an issue...

I am already using SBI cashback.
Amex is not an option...
Most of the credit card I have checked has a value cap of 1-2k on cashback or point
Please suggest credit card for the same...

 

[Channakya]

You can check out, yes Yes Bank reserve credit card, you would get those rewards of 6% while adding and subscription, the reward points can be redeemed upon flight tickets and hotels . Else you can take yes marquee credit card, you would get better rewards, then yes reserve.

Take Axis Flipkart credit card for usage in Flipkart

 

[HumorSimpson]

@VISHESH_BANSAL - a challenge to you , can you get the OP 10% disc ?

 

[Channakya]

But the reward rate is low at 1.5%, you can apply for Axis ace credit card , you would get unlimited reward points.

And you can apply for any co branded Vistara card which would give you milestone benefit as well as 3Cv points for every hundred spent

There is IndusInd heritage card which gives 2 reward points which can be cash redemption for one reward point is one rupee .
there is tiger credit card the milestone benefit is good around 6%, and you can check out the catalogue or reward points in the IndusInd bank credit card website.

 

[EnthuCC]

I have to do monthly transaction of 2-3 lakh on a departmental/grocery store online.

I suppose bank will consider it as business transaction and might suspend your card.

 

[dealminer]

@VISHESH_BANSAL - a challenge to you , can you get the OP 10% disc ?

OP ke kandhe me bandook rkh kar chalane ki koshish

 

[dealminer]

I suppose bank will consider it as business transaction and might suspend your card.

Clearly it is, no one buy 2-3L worth of groceries per month

 

[HumorSimpson]

OP ke kandhe me bandook rkh kar chalane ki koshish

 

[Arkapal Sen]

Clearly it is, no one buy 2-3L worth of groceries per month

may be he has hotel or resturant

 

[EnthuCC]

Clearly it is, no one buy 2-3L worth of groceries per month

Grocery arbitrage : Buy at discounted price online and sale in store.

He needs a business credit card like HDFC BizBlack or Flipkart's card for wholesalers

 

[nishit_12]

may be he has hotel or resturant

Actually I have dairy products business and i have an option to pay my vendor via credit card... So that's why exploring few options to save money

 

[nishit_12]

I suppose bank will consider it as business transaction and might suspend your card.

Yes that's why I am not keen on getting cc of banks like axis

 

[Arkapal Sen]

Actually I have dairy products business and i have an option to pay my vendor via credit card... So that's why exploring few options to save money

best is make some cc for ur home members too..then ur cb will come and wont get any notice in income tax

 

[Sudip]

better take business credit cards, don't take in heart but because of customers like you banks eventually reduce the benefits of cards later for genuine customers.

Requesting TF members to not promote or advise any card other than business credit card for people who desires to do business transactions using personal credit cards.