credit cards addiction..

[Pradeepbansal]

I have 16 active credit cards and around 45 CIBIL hits now after joining this community since last year. Is credit card seeking/hoarding an addiction?

 

[LIIT]

My Kotak card application got approved in first attempt. I have two kotak cards zen ltf and Myntra fyf.
I don't think everyone is facing issues like you.

Kotak is infamous for multiple hits for a single card - it's a reference to a known issue posted in "Kotak white being offered ltf"

You're right. Maybe it's only for the ones applying for white
👻

 

[Strange]

Kotak is infamous for multiple hits for a single card - it's a reference to a known issue posted in "Kotak white being offered ltf"

You're right. Maybe it's only for the ones applying for white
👻

I think Kotak Bank account holders don't get multiple cibil hits and if you already hold Kotak CC then they won't hit your cibil if you apply for another Kotak credit card.

 

[AlgoTrader]

If you want to save time and manage your addiction, you can text an admin and request a permanent ban

I

If you want to save time and manage your addiction, you can text an admin and request a permanent ban

I didn't ask for your advice your highness

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

👻

that's me. hehe.

 

[imdjay]

I think Kotak Bank account holders don't get multiple cibil hits and if you already hold Kotak CC then they won't hit your cibil if you apply for another Kotak credit card.

I hold an account, but no CC. Even then no Cibil Hit. Ye baat alag hai decline bhi ker dia. Na jaane kyu wo bhi bina application complete kia hue.

 

[abhishek751]

I have 16 active credit cards and around 45 CIBIL hits now after joining this community since last year. Is credit card seeking/hoarding an addiction?

I Ageree, I have 10 cards too, but not that many CIBIL Hits.

 

[imdjay]

I hold an account, but no CC. Even then no Cibil Hit. Ye baat alag hai decline bhi ker dia. Na jaane kyu wo bhi bina application complete kia hue.

Ye baat alag hai ki I was applying for White reserve. Jo ki inke CC backend team ne kaha pre-approved hai LTF 🤪

 

[raghu.rokda]

You guys are becoming too philosophical and unnecessarily sensitive over an irrelevant topic. If a person can't can't control himself there is no chance of success.

Firstly there is no such thing as an addiction. First, set your priorities, and decide what you want then set your life routine so you will not fall into any tunnel that leads to darkness.

Don't blame this community for your loss of control over yourself this is the community where discussions are being held in a very knowledgeable way. Not only people are getting the best cards but their problems are also being solved.

Everyone should be grateful to this wonderful community.

तै सई कै रहो मौड़ा

 

[Deleted member 19066]

I have 16 active credit cards and around 45 CIBIL hits now after joining this community since last year. Is credit card seeking/hoarding an addiction?

I Grabbed mostly all Cards ( Except amex ) and now i dont care about cashback or offers.. now i am retired and rarely visit forum...so just grab few cards and then have patience .... dont take too much card unless you r youtuber

 

[4uziaul]

I Grabbed mostly all Cards ( Except amex ) and now i dont care about cashback or offers.. now i am retired and rarely visit forum...so just grab few cards and then have patience .... dont take too much card unless you r youtuber

You should start your own channel. 🤭

 

[raghu.rokda]

सबकौ अपनौ अपनौ सौक़ है कार्ड लैबेको

 

[Patil007]

View attachment 28706

Jethya:

 

[Pradeepbansal]

Guys..chill..it was just a thought..nothing to get serious over it. I am not blaming this channel or anyone for this. And btw..

 

[Pradeepbansal]

I dont have any kotak card. In fact, when i tried to get kotak card after getting 14 or 15 other bank's cards, kotak denied me a card by saying that my name in aadhar card and pan card does not match. So i respect kotak for pointing out this which all other banks could not find out...

 

[JethalalGada]

Jethya:

 

[shsinha]

I have 16 active credit cards and around 45 CIBIL hits now after joining this community since last year. Is credit card seeking/hoarding an addiction?

If you are going for every card, you do not know as what do you want. Set your priority, identify as which cards work fine and what else is needed. Taking useless or redundant card (no additional benefit) is avoidable. There should be reason for new card: What extra does it give? Can't other card do the same thing?
I won't call it addiction but it shows directionless new card acquisition.

 

[Patil007]

View attachment 28782

 

[JethalalGada]

 

[Pradeepbansal]

Ok here is my card portfolio -

Amex smartearn
AU zenith ltf
axis ace
Axis airtel
Axis select
BOB premier ltf
Citi rewards
HDFC millenia
HDFC tata neu infinity
HSBC platinum ltf
ICICI amazon pay ltf
Indusind easy diner
RBL shoprite ltf
Sbi cashback
Standard chartered digismart
Standard chartered ultimate

Currently Applied for -

Federal bank any card
Axis my zone
Pnb rupay select

So, everyone is invited to point out my mistakes in this portfolio. Bring it on..

 

[Patil007]

View attachment 28786