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Credit Cards Offering Lounge Access at Domestic Airports (with Spend Requirements)

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
helloworld

helloworld

TF Legend
It is a wiki post.. So, anyone with proper access may edit the information as and when needed because this needs constant changes.

Based on the available information as on 01-Jan-25 onwards..

Bank NameCard NameSpends Required for Lounge (monthly/quarterly)Additional NotesApplicable forLounge List*
AU Bank(All cards that provide lounge access)

Zenith+, Zenith, Ixigo, Vetta, Xcite Ultra		(none)-Primary & addonlist
Axis BankExcept Reserve, Atlas (All cards that provide lounge access)50K/quarter [2L annually]Spends needed in previous quarterPrimary & addonlink
Reserve, Atlas(none)-"
BoB CardExcept Eterna (All cards that provide lounge access)

Premier,HPCL		20K/quarter [80K annually]Spends needed in previous quarterPrimary & addonlink
Eterna40K/quarter [1.6L annually]"""
DBS Bank(All cards that provide lounge access)

Spark,Vantage		(none)-Primary & addonlink
Federal Bank(All cards that provide lounge access)

Signet, Imperio, Celesta		(none)-Primarylist
HDFC BankExcept Millennia (All cards that provide lounge access)(none)-Primary & addonRG: link
Diners: link
TNI: link
Others: link
Millennia1L/Quarter [4L annually]Spends needed in previous quarter"link
HSBC Bank(All cards that provide lounge access)

Cashback		(none)-Primarylink
ICICI BankExcept Emeralde (All cards that provide lounge access)75K/quarter [3L annually]Spends needed in previous quarterPrimarylink
Emeralde(none)-Primary
IDFC First BankExcept LIC (All cards that provide lounge access)20K/monthly [2.4L annually]Spends needed in previous monthPrimary & addonlink
LIC(none)-
IndusInd Bank(All cards that provide lounge access)

Legend, Pinnacle and above		(none)-Primary & addonlink
Kotak Bank(All cards that provide lounge access)

LTF Cards		60K/quarter [2.4L annually]Spends needed in previous quarterPrimarylink
RBL Bank(All cards that provide lounge access)

Maxima +,Icon,Safari		(none)-Primarylink
SBI Card(All cards that provide lounge access)

Prime, Elite, Aurum, Vistara, Pulse, BPCL Octane, Ethihad		(none)-Primarylink
Standard Chartered Bank(All cards that provide lounge access)

EMT, Ultimate, Rewards		(none)-Primary & addonlink
YES BankExcept Marquee, Reserv (All cards that provide lounge access)50K/quarter [2L annually]Spends needed in previous quarter (21st to 20th dates)Others - Primarylist
Marquee, Reserv1L/quarter [4L annually]-Primary & addon
Notes:
  • Updates for individual cards might vary, so check the official product page/notifications or bank support for the latest details.
  • Didn't considered 'Private' cards because IMO, 95% of people not using these cards.
  • Lounge list is for sample purpose only, ultimately its the lounge discretion whether to accept that card that day or not. Having a lounge in the list, doesn't guarantee entry.
 
Last edited:
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helloworld said:
It is a wiki post.. So, anyone with proper access may edit the information as and when needed because this needs constant changes.

Based on the available information as on 01-May-24 onwards..

Bank NameCard NameSpends required for Lounge / (monthly/quarterly)Additional notesApplicable forLounge List
IDFC First BankWealth,Select, Power+,LIC20K/monthlySpends done between the 1st and last day of a calendar month shall be considered for access in the next month.both Primary & addonlink
Vistara5k/monthly"""
BoB CardEterna,Premier,IRCTC,HPCL(none)-both Primary & addonmastercard
Visa
YES Bankupto YES Reserv CardsApril – June: 10k
July – September: 35k		to acces lounge in apr-jun need 10k spends in jan - mar.

to acces lounge in jul-sep need 35k spends in apr-jun.		Reserv - Primary & addon
Others - Primary		list
AU BankZenith+,Zenith,Ixigo,Vetta, Xcite Ultra(none)-both Primary & addonlist
Federal BankSignet, Imperio, Celesta(none)-Primarylist
ICICI BankUpto Coral35k/quarterspends needed in previous quarterPrimary
Rubyx, Sapphiro, Emeralde5k/quarter"Primary
HDFC BankRegalia Gold, DCB, Infinia(none)-Primary & addonlink
Kotak BankLTF Cards60k/quarterspends needed in previous quarterPrimary
IndusInd BankPinnacle and above(none)-Primary & addon
SBI CardAbove Prime Cards(none)-Primary
HSBC BankBoth Platinum, Cashback(none)-Primary
Axis BankAll cards*50k/quarterPrevious quarter must spend min. 50kPrimary & addon
Standard Chartered BankEMT, Ultimate, Rewards(none)-Primary & addon

Note: Its not possible to get the updates for all individual cards, so request you to check with official product page/notification for more upto date or contact bank support.

Ex: Incase, Kotak for LTF cards it needs 60k spends whereas paid cards no such requirement. And this for Zen card, similar conditions exists for others cards and other banks where sometimes top cards doesn't need spends but basic to premium might need additional spends.

If you want to track individual card, do mention the same in respective bank section along with its conditions, and update whenever needed.

Note: Didn't considered 'Private' cards because IMO, 95% of people not use these cards.
Click to expand...
How this thread has no discussion 🪜🌚
Now I m here 😁
 
How come debit cards are profitable business and offering customers lounge access at a mere 5k spends and not Axis CC 😵‍💫 This s#it is beyond me! Even some debit cards have better lounge network than CC. Despite customers paying joining and annual fees banks aren't in profit for lounge access? Is Axis saying that they offered more CCs than DCs 🤡
 
Abhi5467 said:
How come debit cards are profitable business and offering customers lounge access at a mere 5k spends and not Axis CC 😵‍💫 This s#it is beyond me! Even some debit cards have better lounge network than CC. Despite customers paying joining and annual fees banks aren't in profit for lounge access? Is Axis saying that they offered more CCs than DCs 🤡
Click to expand...
even hdfc platinum debit card has 5k spend criteria for lounge access while millenia credit card has 1lakh spend criteria. both offer 2 lounge access per quarter.
maybe its because banks earn mdr on both but some of it goes in interest free credit in case of cc
 
_ayush said:
even hdfc platinum debit card has 5k spend criteria for lounge access while millenia credit card has 1lakh spend criteria. both offer 2 lounge access per quarter.
maybe its because banks earn mdr on both but some of it goes in interest free credit in case of cc
Click to expand...
That’s the sole purpose of CC. They are just making more plastic. We are paying fees just to pay more fees on utilities, lounge access. Down the lane bank will charge us to own a plastic card with their name on it😂
 
Thanks. What is the rule for these card for these:

1) International Lounge while Departing for India

2) International Lounge outside India
 
helloworld said:
yeah, count reducing month on month.
Click to expand...
It's a blessing in disguise. Hopefully, Lounges will start getting less crowded now.

Last time, I went in March in Bangalore T1, even with 4 domestic lounges on one terminal, all 4 lounges were pretty much full. I don't know what is happening in airports with single lounges.
 
Harry1 said:
It's a blessing in disguise. Hopefully, Lounges will start getting less crowded now.

Last time, I went in March in Bangalore T1, even with 4 domestic lounges on one terminal, all 4 lounges were pretty much full. I don't know what is happening in airports with single lounges.
Click to expand...
last time when I went to Goa, there lounge is operating like normal shop, you say the item they'll swipe the card and give it to you. another item, another swipe which means another lounge access.

banks are trying to reduce lounge access but lounges try to lure customers whatever way they can.

In anycase, they want to make sure everything will be full.

only wish is that they should improve the quality of items they served, if thats taken care then ok to spend to have that access but as of now it feels like 2rs. meals on spending 30k spends in most places.

As long as its free, it won't reduce the crowd because people will always find one way or another into it.
 
International lounge access has ZERO spend requirement for all eligible credit & debit cards.
Are there any exceptions?
 
No spend criteria for Axis Burgundy Private debit card to avail Free Lounge access (4 per quarter)
 
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