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Credit/Debit Cards which send OTP to email in addition to SMS.

What are the credit card providers that send OTP on mail?

Main use case is- bad or no network coverage but have fiber or wireless net.

Banks that send on email-
Amex
HDFC
Indian
SBI ¹ ²
AU ¹
SBM ¹
PNB
BoB ¹
RBL
OneCard (Swipe on App)
Kotak ¹


Banks that don't send on email-
Axis
IDFC (just tells us OTP has been sent)
HSBC ¹
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Last Updated On: 15 Feb 2025

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Please list which banks send OTP to email in addition to SMS for credit / debit cards.

1. SBI credit card
2. HDFC credit card

And...
 
HDFC Credit Card? We have 3 in the family and none send OTPs to email.
ICICI, Citi, IDFC, Saraswat also don't send OTPs to email.
Even I didn't remember HDFC sending OTP through email.

Before posting this thread I searched for "OTP" in my gmail and I found this mail for my yesterday's transaction on Amazon.

This is HDFC business regalia visa CREDIT card. I don't use this card except HDFC specific offers but used it yesterday because there was a credit balance lying for past few months..
 

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Amex sends both on mobile and mail. Although we get different OTP on mail and mobile for same transaction. Not sure why.
 
Please list which banks send OTP to email in addition to SMS for credit / debit cards.

Why the restriction for OTP for cards only?! What about those sent for other purposes?

In general, in addition to the banks listed, IIRC, Bandhan and IndusInd also send to both SMS and email.

And HDFC sends half-an-OTP to email for certain things. 🙂
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