CREDIT LIMIT INCREASE MANUALLY

[sujal]

Can we increase limit on kotak manually after 3 months being issued?
Axis does manual le after 3 months ! Would like to know if there are more banks that accept this!?

 

[4uziaul]

Y e s

 

[sujal]

Y e s

Did u do it? Before 6 months after getting the card?

 

[vaibhav111vaibhav111 is verified member.]

Can we increase limit on kotak manually after 3 months being issued?
Axis does manual le after 3 months ! Would like to know if there are more banks that accept this!?

why are asking same thing twice!

 

[4uziaul]

Did u do it? Before 6 months after getting the card?

Others have done it.

 

[sujal]

Others have done it.

any proof that u have because it will be of no good if its gets rejected😐

 

[D₹V]

Thand rakh bahi

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Thand rakh bahi

 

[sujal]

Thand rakh bahi

Batado bhai 😐

 

[plastikman]

Can we increase limit on kotak manually after 3 months being issued?
Axis does manual le after 3 months ! Would like to know if there are more banks that accept this!?

LE depends on many factors including your income and also your CIC profile (in terms of utilisation, new accounts and their limits).

In case there is no change in your income (that you have declared while applying for the card) or you have no other cards with higher limits, then no bank (may it be Kotak or Axis) will grant you an LE.

Most of us have got automatic LEs from Kotak. In my case it started from 1 lakh 3 years back and today it is nearly 10.5 lakh.

For more information you can also read,

Kotak card LE offer

I had got a LE offer of 40k. If i don't take it now, will the offer amount increase in the coming months. I need suggestions. cibil is 760 right now

www.technofino.in

 

[D₹V]

Batado bhai 😐

Already answered by @4uziaul above.

No one can guarantee LE, we're not from bank.

We share what experience/learn from others.

It all depends on your income documents, payment behaviour & bank's discretion.

Aisi harkatein rahi to kuch na milega.

Just keep calm.

 

[AritraSaha]

any proof that u have because it will be of no good if its gets rejected😐

Believe it or leave it..

😎😉

 

[sujal]

Already answered by @4uziaul above.

No one can guarantee LE, we're not from bank.

We share what experience/learn from others.

It all depends on your income documents, payment behaviour & bank's discretion.

Aisi harkatein rahi to kuch na milega.

Just keep calm.

Sorry brother if u misunderstood me
I didnt asked about guranteed LE
mujhe yeh jaana tha sirf ki 3 months ke bad lete h kya voh LE new cards issue pe
Kyuki most of banks 6 months bolte hai axis bhi bolta hai but 3 month mai manual le krskte hai
Toh aisa kotak mai hota h kya vo puchrha tha🙄😕

 

[sujal]

LE depends on many factors including your income and also your CIC profile (in terms of utilisation, new accounts and their limits).

In case there is no change in your income (that you have declared while applying for the card) or you have no other cards with higher limits, then no bank (may it be Kotak or Axis) will grant you an LE.

Most of us have got automatic LEs from Kotak. In my case it started from 1 lakh 3 years back and today it is nearly 10.5 lakh.

For more information you can also read,

Kotak card LE offer

I had got a LE offer of 40k. If i don't take it now, will the offer amount increase in the coming months. I need suggestions. cibil is 760 right now

www.technofino.in

Please can you share your spending pattern and utilization ratio plz...

 

[plastikman]

Please can you share your spending pattern and utilization ratio plz...

Mostly within 5k per month along with some ocassional heavy expenses. But had completed 300k milestone for last 2 years.

 

[D₹V]

Sorry brother if u misunderstood me
I didnt asked about guranteed LE
mujhe yeh jaana tha sirf ki 3 months ke bad lete h kya voh LE new cards issue pe
Kyuki most of banks 6 months bolte hai axis bhi bolta hai but 3 month mai manual le krskte hai
Toh aisa kotak mai hota h kya vo puchrha tha🙄😕

Mostly 6 months pe hi milta hai, par agar lucky hue to 2-3 months me bhi mil jaega.

Bas use mat karna Kotak card.