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May not, bcs in my case. Same ITR did LE for axis, hdfc and pnb cards simultaneously in same month.Does HDFC consider Overall Leverage while giving LEs?
I see. My Infinia CL is already 4x of my net monthly income. I don't think they'll ever give me Manual LE based on income docs. Hope is on Auto LE.May not, bcs in my case. Same ITR did LE for axis, hdfc and pnb cards simultaneously in same month.
Expect 2-3x or little higher of monthly income.
You can ask for limit increase on base of FD lein, if your utilization ration is hampering alot.I am planning to ask CLE for my SBI card as it's low(1 lakh) impacting CIBIL score due to high utilisation. But I am also expecting that I keep getting Auto LE on my HDFC Card.
Does HDFC consider Overall Leverage while giving LEs?
I had sent them payslips on 9th waiting till 25 to get revert about manual LE after already having limit of 2.7x monthly income.I am planning to ask CLE for my SBI card as it's low(1 lakh) impacting CIBIL score due to high utilisation. But I am also expecting that I keep getting Auto LE on my HDFC Card.
Does HDFC consider Overall Leverage while giving LEs?
Na. HDFC CL is fine. Nice to have a higher CL. If they give, good. If not, then also fine. But SBI is low. Will mail them.You can ask for limit increase on base of FD lein, if your utilization ration is hampering alot.
Do update here once you get revert.I had sent them payslips on 9th waiting till 25 to get revert about manual LE after already having limit of 2.7x monthly income.
Thank God, I have sufficient limit in SBI Cashback, they are more arrogant than hdfcNa. HDFC CL is fine. Nice to have a higher CL. If they give, good. If not, then also fine. But SBI is low. Will mail them.
Thank god that u still not came under their radar.Thank God, I have sufficient limit in SBI Cashback, they are more arrogant than hdfc
Itna limit hoga to bnd hi krwa dunga 3.1 lacs se 10k ye to sc se v sasta nasha hoga phir sbi walo kaThank god that u still not came under their radar.
Else abhi tak to 10/20k limit hota🤣
kitni limit mil gayi hai bro ki itne khush ho aap ? 🙄Thank God, I have sufficient limit in SBI Cashback, they are more arrogant than hdfc
3.1 lacs nowkitni limit mil gayi hai bro ki itne khush ho aap ? 🙄
Total credit limit should not be more than 3xAnnual incomeHow do we find out if our total credit is overleveraged when we have multiple bank cards?
Mine is not even 2x of my annual income, still SBI is rejecting my LE requestTotal credit limit should not be more than 3xAnnual income
Depends on transaction as when I got auto LE, I triggered to max at 6 lacs but they ask for approval via account synchronisation and instantly increased only 1 lacsMine is not even 2x of my annual income, still SBI is rejecting my LE request
Dua karo SBI wale kahi limit decrease naa karde periodic review ke nam pe bus3.1 lacs now
Naah auto LE hua hai aur sbi account me itna transaction hai monthly k limit uske aage kchh ni haiDua karo SBI wale kahi limit decrease naa karde periodic review ke nam pe bus
They are psycho. Yeah believe or not🤣Mine is not even 2x of my annual income, still SBI is rejecting my LE request
Itna trxn hai, ki sms aaya🌝Naah auto LE hua hai aur sbi account me itna transaction hai monthly k limit uske aage kchh ni hai