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Credit or debit card cashback related

harsha1

TF Select
Hi Team, kindly suggest any good debit or credit card to receive cashback in bank account rather than reward points.

1. LIC insurance payments (63k)
2. Credit card bills (15k)

Currently holds only AMAZONPAY CC
 
Hi Team, kindly suggest any good debit or credit card to receive cashback in bank account rather than reward points.

1. LIC insurance payments (63k)
2. Credit card bills (15k)

Currently holds only AMAZONPAY CC
Lic payment done on Amazon via apay will give u 1%

2- For credit card bill of 15 k .. ( millniea 18k ) if u do less than 18 k .u won't get full 400 rs
& U can only redeem in 400 multiple


I would suggest use mowobik .
Use fullpay code & get 100-150 rs .
Or use Bajaj finsev .


U can mark my answer as solution
 
Lic payment done on Amazon via apay will give u 1%

2- For credit card bill of 15 k .. ( millniea 18k ) if u do less than 18 k .u won't get full 400 rs
& U can only redeem in 400 multiple


I would suggest use mowobik .
Use fullpay code & get 100-150 rs .
Or use Bajaj finsev .


U can mark my answer as solution
How much does Bajaj give? Plus I guess Millennia is 16k rather than 18k
 
Hi Team, kindly suggest any good debit or credit card to receive cashback in bank account rather than reward points.

1. LIC insurance payments (63k)
2. Credit card bills (15k)

Currently holds only AMAZONPAY CC
Buy Amazon gv using millennia cc or SBI cashback and pay Insurance payments through Amazon using Amazon gv

Take HDFC Millennia DC and pay other bank CC bills through HDFC Bill Pay portal (16k for 400 cashback)
 
which dc is better ?
millennia or esp ?
Esp 750 per month (credited within 2to3 working days )
pay cc bill through HDFC bill payments portal for cashback
75k bill payments per month (other bank cc bill payments)
Millenia 400 per month (takes 90 days to credit cashback)
Wallet load 40k or 16k bill payments through HDFC bill payments portal (other bank cc bill payments)
 
Last edited:
@doraemon will answer u I m not a avid user
How much does Bajaj give? Plus I guess Millennia is 16k rather than 18k
As far as I know Bajaj is a utility mcc
And it's not excluded as well
But I am not sure whether it will give 2.5% or 1%

As I did load money and got Bajaj finance ltd as merchant and it was 4900 mcc last month

Better u pay through HDFC bill pay directly for 2.5%
Or load 40k in amajon mobi or slice (Jo kal luta pita)
 
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