CRIF is not up-to-date by federal

[althafvly]

Hi,

I recently checked by crif credit report and found that federal reported only july-september 2023 payment details. Almost a year old payments missing.

CRIF score is 721. Compared to experian, cibil and equifax which is way lower. Cibil 775, experian 802 and equifax 804

Should i spend my time on fixing this issue by mailing bank or credit bureau?

 

[Channakya]

Hi,

I recently checked by crif credit report and found that federal reported only july-september 2023 payment details. Almost a year old payments missing.

CRIF score is 721. Compared to experian, cibil and equifax which is way lower. Cibil 775, experian 802 and equifax 804

Should i spend my time on fixing this issue by mailing bank or credit bureau?

Majorly CRIF is not calculated . Only CIBIL is calculated by most of the banks .