Debit Cards with Unlimited Rewards

[Sagarreddy378]

Hi ..

Please suggest to me the debit card which gives unlimited rewards on CC bill payments. like Kotak PVR Debit Card

Monthly bill payments around 20 lakhs

I really appreciate any help you can provide.

 

[StanRoute66]

Can these points be redeemed as cashback in savings account in that ratio?
Also CC payments on which app are eligible for RP - Paytm/Mobikwik etc.?

yes i have tried and my Signature Select has given 1point = 0.35 rupees rate

 

[StanRoute66]

HDFC Millennia has 500 capping ... HDFC Platinum has 750 capping ...

yes 1050 > 750

 

[TheMentalist]

yes i have tried and my Signature Select has given 1point = 0.35 rupees rate

From where to redeem points as cashback in account?

 

[TheMentalist]

Only the capping is higher, reward % is almost same (infact lesser). For example, on ₹75K payment you will get ₹750 cb with HDFC whereas ₹787 here. But afaik IndusInd charges a reward redemption fee of ₹100 + GST. So, that's a big drawback imo!

Yes, can be converted to cashback. The reward redemption fee applies here as well.

Where can I find the option to convert points into cashback?

 

[StanRoute66]

From where to redeem points as cashback in account?

Cards> Debit Cards > Manage > Redeem Reward Points .

 

[Rajkumar]

IndusInd PIONEER World Debit Card, Unlimited @0.50% (INR 1 for every 200 paid)

Can I get the debit card if I have normal savings account in indusind

 

[manju]

IndusInd PIONEER World Debit Card, Unlimited @0.50% (INR 1 for every 200 paid)

Are you sure, do you have this card ? Does it give on Cred, Paytm Billpay, Mobiwkik, etc. Any exclusions ? @thementalist

 

[EINSTEIN]

I have, it does not give reward on any transaction that is considered fund transfer like cc bill payment, loan repayment etc
Still it is one of the best as there is no forex charge

Are you sure, do you have this card ? Does it give on Cred, Paytm Billpay, Mobiwkik, etc. Any exclusions ? @thementalist

 

[kirancardfreek]

Can I get the debit card if I have normal savings account in indusind

yes at a fee of 5000 pa, insted get a legent / pinnacle credit card and convert u r normal indus acc to select / exclusive voila u will get it 4 free

 

[kunaljn91]

I am not sure about the conversion rate as of now, but SC bank also provides debit cards with unlimited rewards for eg Platinum Debit Card, Priority Infinite Debit Card!

 

[Sagarreddy378]

I am not sure about the conversion rate as of now, but SC bank also provides debit cards with unlimited rewards for eg Platinum Debit Card, Priority Infinite Debit Card!

IM using an SC Debit card. the reward rate is 0.33% and the max reward points are 6000 per month. Instead, use a Kotak PVR debit card. The reward rate is 0.5%

 

[Jitendra P]

Hi ..

Please suggest to me the debit card which gives unlimited rewards on CC bill payments. like Kotak PVR Debit Card

Monthly bill payments around 20 lakhs

I really appreciate any help you can provide.

Indusind pioneer infinite debit card is probably your best option.

You can open pioneer account with 10L but I suggest that you open with 20L cheque to get a metal debit card.

It has an unlimited 0.5% reward rate, even on international (0% forex markup). Also has zero charges on international atm withdrawal.

Considering your transaction volume, they're unlikely to downgrade your account. It has no non-maintenance charges anyway.

 

[TheMentalist]

IM using an SC Debit card. the reward rate is 0.33% and the max reward points are 6000 per month. Instead, use a Kotak PVR debit card. The reward rate is 0.5%

Which portal/site/app are you using for CC bill payments for 20L using Debit Cards??

 

[hashiro7hashiro7 is verified member.]

yes i have tried and my Signature Select has given 1point = 0.35 rupees rate

@StanRoute66 - here it is mentioned that you will not get points on CC Bill Payment.

 

[StanRoute66]

View attachment 3343
@StanRoute66 - here it is mentioned that you will not get points on CC Bill Payment.

but i dont do cc bill payment DIRECTLY

 

[hashiro7hashiro7 is verified member.]

but i dont do cc bill payment DIRECTLY

Could you share how you use the Signature DC to pay the CC bill?

 

[naviworks]

yeah if anyone can point out best card and detailed method to pay cc bills for maximum returns that would be great for the community

 

[naviworks]

Found an old video of Dada but is it still best method?

@TechnoFino

 

[TechnoFinoTechnoFino is verified member.]

Found an old video of Dada but is it still best method?

@TechnoFino

gone... old good day...

 

[Mohit bhat]

I have, it does not give reward on any transaction that is considered fund transfer like cc bill payment, loan repayment etc
Still it is one of the best as there is no forex charge

Does it giving rewards on utility bills?
As my utility is 40lakhs per months?