decent relationship with IndusInd and still not getting any pre-approved offers for credit card.

[zomato]

Exclusive+Indie account but, student with no salary.
my friends with ICICI and HDFC accounts already got offers for RuPay CC, forget pre approved I even made a FD of 50k to get against it but still no luck. furthermore RM pushing for 1 Lakh FD but I cannot block that much of amount for a CC.

please recommend me something, or suggest me a bank that's more friendly towards customers.

 

[0xfallup]

kitna balance maintain karte?

1.5-2L around .

 

[0xfallup]

classic ke liye kitna maangte? preferred zyada better? downgrade bhi kardeta HDFC to

savings max khol le jaise rahul ne bataya jaldi offer aate toh

 

[zomato]

Preferred m late aeyga offer compared to regular savings max. Tried and tested by myself.

for real? aise kyun 😅

 

[Rahul Gupta]

kitna balance maintain karte?

Preffered me 5 lakh maintain par 75k limit wala card and savings max par 3 lakh maintain karne par 3 lakh limit ragalia gold.

 

[zomato]

savings max khol le jaise rahul ne bataya jaldi offer aate toh

branch jaake better hai? online sirf salaried 8L+ daalne pe hi savings maxx de rhe, offline initial funding pe vaise hi dede shayad

 

[0xfallup]

branch jaake better hai? online sirf salaried 8L+ daalne pe hi savings maxx de rhe, offline initial funding pe vaise hi dede shayad

ha offline woh tab se kardenge open ... 1 din mai open hota

 

[zomato]

sav

Preffered me 5 lakh maintain par 75k limit wala card and savings max par 3 lakh maintain karne par 3 lakh limit ragalia gold.

savings max hi khol leta then

 

[Rahul Gupta]

for real? aise kyun 😅

Ye algorithum ka scene h
For example-

If you maintain 2 lakh in a 25k account then algo will see this as 8x maintainance

and if you maintain 2 lakh in a 2 lakh account then algo will see as 1x maintaince.
So you will get faster offer in savings max.

But if you get 2 lakh mab account and maintain 16 lakhs in it then you will get amazing offers.

 

[zomato]

Ye algorithum ka scene h
For example-

If you maintain 2 lakh in a 25k account then algo will see this as 8x maintainance

and if you maintain 2 lakh in a 2 lakh account then algo will see as 1x maintaince.
So you will get faster offer in savings max.

But if you get 2 lakh mab account and maintain 16 lakhs in it then you will get amazing offers.

seems like an apt reason lol

 

[saucy]

1.5-2L around .

Ameeeerrzz lol bohot time hai lodu tujhpe Jo ye dhoondh raha

 

[0xfallup]

Ameeeerrzz lol bohot time hai lodu tujhpe Jo ye dhoondh raha

Accha . .

 

[Vasuki]

Preferred m late aeyga offer compared to regular savings max. Tried and tested by myself.

I have 5k account and they gave me 20k limit .i m thinking of closing cc.
Just gonna give them itr if they increase fine ..else

Should i upgrade my regular to Saving max or just open new saving max account. For better offer

 

[Rahul Gupta]

I have 5k account and they gave me 20k limit .i m thinking of closing cc.
Just gonna give them itr if they increase fine ..else

Should i upgrade my regular to Saving max or just open new saving max account. For better offer

Close cc and savings account. After 6 months open new savings max account and maintain good balance.

 

[Vasuki]

Close cc and savings account. After 6 months open new savings max account and maintain good balance.

2400 ka nuksan 😞. Will try .if they deny limit increase based on itr .
I have axis 90k limit i can c2c without account closing ?

 

[0xfallup]

Close cc and savings account. After 6 months open new savings max account and maintain good balance.

close kyu karna acc ... only cc close na and then wait for preapproved offer

 

[Rahul Gupta]

2400 ka nuksan 😞. Will try .if they deny limit increase based on itr .
I have axis 90k limit i can c2c without account closing ?

Then don't close it. Just close cc and maintain higher balance for new pre-approved offer.

 

[zomato]

nuksaan kaise hoga?

2400 ka nuksan 😞. Will try .if they deny limit increase based on itr .
I have axis 90k limit i can c2c without account closing ?

 

[zomato]

ha offline woh tab se kardenge open ... 1 din mai open hota

mana kar diya saalo ne, bole only regular savings account khol sakte with 10k mab requirement 🥸

 

[0xfallup]

mana kar diya saalo ne, bole only regular savings account khol sakte with 10k mab requirement 🥸

wew , kya scene hua describe

 

[zomato]

wew , kya scene hua describe

counter pe poocha savings account kholna, unhone kaha documents laaye ho? I said ki copies hai, they said chalegi for now, kuch details bharni aur sign karna khul jayega, meine poocha konsa variant milega minimum I'm looking for savings max, kehte ki vo sirf stable earnings walo ko milta, I said ki koi minimum funding requirement isko bypass karne ke liye? they said nhi, thodi der baitha rha ki ho sakta kisi se baat karke bole ho jayega but nothing, sarkari babus jaisa behave kar rhe the 😞 sbi ki feel aa gyi