Decline Credit Card

[Dilshad]

I got icici amazon credit card without any income proof with 2.2lakh on last week of the year 2021. Then, I applied for HDFC on card on card bases 3rd march and my credit card decline. What to do now

 

[AllSeeker]

Wait for at least 3 months before applying for it again. 6 months are ideal.

 

[dav33]

I have a 90+ days DPD on one of my credit card due to bank fault but still maintaining cibil at 770+. Will my credit card get rejected due to this.

 

[souvikdey2002]

I got icici amazon credit card without any income proof with 2.2lakh on last week of the year 2021. Then, I applied for HDFC on card on card bases 3rd march and my credit card decline. What to do now

99% of the banks will not approve any applications which has been based on any Co-branded Cards.
Aamazon Pay ICICI is a Co-branded card & this is the reason your card got rejected.

 

[souvikdey2002]

Did you apply via branch? What is your Cibil?

Try applying again in 3-4 months. Many people are saying their HDFC CC applications are being declined for no good reasons. Who knows why!

His application will never be approved regardless howmuch time he waits & number of time he applies.
For Card to card basis application the original card has to be a non co-branded card.

 

[AllSeeker]

His application will never be approved regardless howmuch time he waits & number of time he applies.
For Card to card basis application the original card has to be a non co-branded card.

This is not always true. I have applied for multiple cards using Amazon one and have had success at least ones. And it's not even 4 months old.

 

[AllSeeker]

Interesting

Which card did you get using your Amazon Pay ICICI card?

HDFC millennia, with limit of 1.62 lacs. My Amazon one has limit of 1.8 lacs.

 

[ZappyRed]

Was millennia LTF?

He said he got it for LTF in his previous post

 

[AllSeeker]

Was millennia LTF?

Yes.