thecardholder
TF Buzz
I am not a fan of keeping too many credit cards. Unfortunately, I have hoarded a few and I am inclined towards getting rid of a few. Please advise
Following are the ones I have
1. Infinia Metal - usual fees
2. Biz Black Metal - usual fees
3. AmEx Platinum reserve - was LTF for almost a decade or so. This year they told me I need to spend 1.9 lakh/ year to continue it for free. I told them I don't need it, so I might as well get rid of it. They asked me to spend 90k in 90 days, which I did, so this year is free. I don't know If they will change any more conditions next year.
4. ICICI Amazon pay credit card - LTF
5. Axis Airtel credit card - usual fees
6. Axis rewards credit card - migrated from Citibank rewards card without any request
7. Tata Neu infinity - usual fees
I travel once a quarter and take 2-3 vacations a year (usually 1 international)
I do make use of Infinia (for shopping, education fees/ apay vouchers etc) and biz black for tax spends.
I am not sure how useful ICICI amazon is considering many other cards have offers and of course there is the option of using amazon GV and SV bought using other cards.
Amex was LTF so it was there for all these years. There are occasions when I get good offers on this one. But ever since they stopped the centurion access on this card, I am not sure if this makes any sense. Especially if there is spend criteria to keep it LTF. Also, the upgrade offer to Platinum is there too.
Axis airtel - I do have 2 airtel mobile numbers and DTH and wifi. So it saves 250 rs a month. Whether this expense too should be borne by apay vouchers?
Airtel rewards - wasn't needed. I will most likely get rid of it.
Tata neu I am using for UPI transactions (fuel etc).
Which ones should I get rid of?
Following are the ones I have
1. Infinia Metal - usual fees
2. Biz Black Metal - usual fees
3. AmEx Platinum reserve - was LTF for almost a decade or so. This year they told me I need to spend 1.9 lakh/ year to continue it for free. I told them I don't need it, so I might as well get rid of it. They asked me to spend 90k in 90 days, which I did, so this year is free. I don't know If they will change any more conditions next year.
4. ICICI Amazon pay credit card - LTF
5. Axis Airtel credit card - usual fees
6. Axis rewards credit card - migrated from Citibank rewards card without any request
7. Tata Neu infinity - usual fees
I travel once a quarter and take 2-3 vacations a year (usually 1 international)
I do make use of Infinia (for shopping, education fees/ apay vouchers etc) and biz black for tax spends.
I am not sure how useful ICICI amazon is considering many other cards have offers and of course there is the option of using amazon GV and SV bought using other cards.
Amex was LTF so it was there for all these years. There are occasions when I get good offers on this one. But ever since they stopped the centurion access on this card, I am not sure if this makes any sense. Especially if there is spend criteria to keep it LTF. Also, the upgrade offer to Platinum is there too.
Axis airtel - I do have 2 airtel mobile numbers and DTH and wifi. So it saves 250 rs a month. Whether this expense too should be borne by apay vouchers?
Airtel rewards - wasn't needed. I will most likely get rid of it.
Tata neu I am using for UPI transactions (fuel etc).
Which ones should I get rid of?
